43 Baltusrol Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 43 Baltusrol Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,720 sqft · built 1935
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Aug 2015)
Tax Bill	$8,195 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-04405-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`18-04405-0000-00002`
Alternative APNs	`1800027000000002` `180440500002`

Interior

Stories	2 Stories
Building Area	1,720 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Stucco
Lot Area	5,619 sqft (0.129 acres)

Location & Zoning

Old Parcel Number	1800027000000002
Street Address	43 BALTUSROL RD
City	SUMMIT
State	NJ
Zip	07901-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	4405
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2004
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 BALTUSROL RD, SUMMIT, NJ 07901-3306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit MUTUAL/OMAHA MORTGAGE LLC
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 7, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2015 · Amount on Record
Deed Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	2015263959
Deed Book / Page	6072 / 494
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	May 26, 2026
Property Address	43 BALTUSROL RD, SUMMIT, NJ 07901-3306
Document Number	0000092809
Book / Page	15805 / 2620
Instrument Date	May 8, 2026
Instrument	202692809
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 BALTUSROL RD, SUMMIT, NJ 07901-3306

Mortgage

Document Number	0000092809,
Date	May 26, 2026
Book Page	15805/2620
Instrument	202692809

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	43 BALTUSROL RD, SUMMIT, NJ 07901-3306
Transaction Type	Mortgage
Record Updated	Jan 25, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 BALTUSROL RD, SUMMIT, NJ 07901-3306

Mortgage

Document Number	0154532029
Date	Jan 10, 2024
Book Page	15453/2029
Instrument	60138

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	43 BALTUSROL RD, SUMMIT, NJ 07901-3306
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	NOT AVAILABLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149442346
Date	Apr 21, 2021
Book Page	14944/2346
Instrument	10178

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 19, 2031

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	43 BALTUSROL RD, SUMMIT, NJ 07901-3306
Document Number	0146242474
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 BALTUSROL RD SUMMIT NJ 079013306, SUMMIT, NJ 07901-3306

Mortgage

Document Number	0146242474
Date	Dec 4, 2019
Book Page	014624/002474
Instrument	682816

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	43 BALTUSROL RD, SUMMIT, NJ 07901-3306
Document Number	0143632071
Book / Page	014363 / 002071
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 BALTUSROL RD SUMMIT NJ 079013306, SUMMIT, NJ 07901-3306

Mortgage

Document Number	0143632071
Date	Nov 15, 2017
Book Page	014363/002071
Instrument	649226

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	684 Months
Due	Nov 14, 2074

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,300 (-) Land $84,600 Building $98,700	$183,300 (-) Land $84,600 Building $98,700
2025	$8,195.00 (+2.63%)	$183,300 (-) Land $84,600 Building $98,700	$183,300 (-) Land $84,600 Building $98,700
2024	$7,985.00 (+1.72%)
2023		$183,300 Land $84,600 Building $98,700	$183,300 Land $84,600 Building $98,700
2022	$7,850.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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