43 Bailey Ct, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 43 Bailey Ct, Haverhill, MA 01832

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,800 sqft · built 1993
Lot Size	1.44 acres (63,118 sqft)
Owner	2 Individual Names on File
Last Sale	$578,000 (Aug 2024)
Tax Bill	$6,252 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2021 Transfer + 2 more
Flood Zone	Zone A (high risk)
APN	`540-447-9`

Property Details

APN / Parcel Number

Primary APN	`540-447-9`
Alternative APN	`HAVE M:0540 B:00447 L:9`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	2,808 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,118 sqft (1.44 acres)
Garage Type	Basement
Parking Spaces	12 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	540-447-9
Street Address	43 BAILEY CT
City	HAVERHILL
State	MA
Zip	01832-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	447
Legal Lot Number	9
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1028
Census Tract	260402

Owner

43 Bailey Ct is owned and occupied by two individuals who bought it in August 2024.

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 BAILEY CT, HAVERHILL, MA 01832-1001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit HAVERHILL BANK
Apr 15, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HAVERHILL BANK
Mar 18, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance PENTUCKET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on File
Deed Sale	Aug 12, 2024 · Amount on File
Prior Sale	Sep 1, 1993 · Amount on File
Deed Book / Page	42265 / 194
Prior Transfer Date	Apr 15, 2021
Prior Transfer Doc	39772-20
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	43 BAILEY CT, HAVERHILL, MA 01832-1001
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041391-19
Date	Jan 9, 2023
Book Page	41391/19
Instrument	20230109001450

Lender

Name	HAVERHILL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Apr 15, 2021
Property Address	43 BAILEY CT, HAVERHILL, MA 01832-1001
Document Number	39772-20
Book / Page	39772 / 20
Instrument Date	Apr 15, 2021
Instrument	20210415004960
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 BAILEY CT, HAVERHILL, MA 01832-1001

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	43 BAILEY CT, HAVERHILL, MA 01832-1001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38459-550
Date	Apr 28, 2020
Book Page	38459/550
Instrument	20200428002700

Lender

Name	HAVERHILL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Mar 18, 2020
Property Address	43 BAILEY CT, HAVERHILL, MA 01832-1001
Document Number	38344-158
Book / Page	38344 / 158
Instrument Date	Mar 13, 2020
Instrument	20200318001070
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 BAILEY CT, HAVERHILL, MA 01832-1001

Mortgage

Document Number	38344-160
Date	Mar 18, 2020
Book Page	38344/160
Instrument	20200318001080

Lender

Name	PENTUCKET BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 43 Bailey Ct was $6,252, up 9.1% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,252.00 (+9.09%)	$583,800 (+8.39%) Land $222,600 Building $361,200	$555,940
2024	$5,731.00 (+3.92%)	$538,600 (+8.9%) Land $211,400 Building $327,200
2023	$5,515.00	$494,600 Land $192,900 Building $301,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Bailey Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Bailey Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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