43 Atlantic Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 43 Atlantic Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,871 sqft · built 1929
Lot Size	0.244 acres (10,650 sqft)
Owner	2 Individual Names on File
Last Sale	$428,000 (Jun 2020)
Tax Bill	$6,260 (2026)
Deeds & Mortgages	Oct 2020 Transfer Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-G B:0013 L:0018`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-G B:0013 L:0018`
Alternative APNs	`M:006=G B:0013 L:0018` `4846022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,871 sqft Living Area
Gross Area	3,119 sqft
1st Floor Area	1,611 sqft
Basement Area	2,117 sqft
Finished Basement	1,260 sqft
Unfinished Basement	857 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,650 sqft (0.244 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4846022
Street Address	43 ATLANTIC AVE
City	SAUGUS
State	MA
Zip	01906-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	13
Legal Lot Number	18
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	4
Census Block	4009
Census Tract	208101

Owner

43 Atlantic Ave is owned and occupied by two individuals who acquired it in September 2020.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 ATLANTIC AVE, SAUGUS, MA 01906-2911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Prior Sale	Dec 1, 2016 · Amount on File
Deed Book / Page	38659 / 496
Last Transfer Date	Sep 23, 2020
Transfer Doc	39010-589
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 1, 2020
Property Address	43 ATLANTIC AVE, SAUGUS, MA 01906-2911
Document Number	39010-589
Book / Page	039010 / 000589
Instrument Date	Sep 23, 2020
Instrument	1007170
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ATLANTIC AVE SAUGUS MA 019062911, SAUGUS, MA 01906-2911

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 29, 2020
Property Address	43 ATLANTIC AVE, SAUGUS, MA 01906-2911
Document Number	38659-496
Book / Page	38659 / 496
Instrument Date	Jun 19, 2020
Instrument	20200629004310
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ATLANTIC AVE, SAUGUS, MA 01906-2911

Mortgage

Document Number	200629004320
Date	Jun 29, 2020
Instrument	200629004320

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 43 Atlantic Ave was $6,260, up 4.7% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,260.00 (+4.66%)	$600,800 (+7.29%) Land $349,000 Building $250,900	$607,871 (-9.21%)
2025	$5,981.00 (+4.27%)	$560,000 (+3.97%) Land $317,300 Building $242,700	$669,560
2024	$5,736.00 (+3.56%)	$538,600 (+9.49%) Land $299,100 Building $239,500
2023	$5,539.00	$491,900 Land $262,900 Building $229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Atlantic Ave in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 103 individual policies
Nearby Flood Policies	109 units insured incl. 6 condo units
Nearby Flood Claims	35 (1979–2025)
Claims Outside the SFHA	8 of 35
Most Recent Claim	Jan 2025 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Atlantic Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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