43 Arcadia Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 43 Arcadia Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,740 sqft · built 1967
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Feb 2020)
Tax Bill	$5,187 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T36 056`

Property Details

APN / Parcel Number

Primary APN	`T36 056`
Alternative APN	`761650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,740 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Porch	Porch
Porch Area	351 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	761650
Street Address	43 ARCADIA DR
City	TOCCOA
State	GA
Zip	30577-6340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 14 HARRIS HEIGHTS S/D
Legal Subdivision	HARRIS HEIGHTS
Legal Lot Number	14
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4037
Census Tract	970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 ARCADIA DR, TOCCOA, GA 30577-6340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT
Sep 17, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 28, 2020	Warranty Deed, Transfer · FHA Mortgage LIBERTY HOME MORTGAGE
Mar 2, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	0001203313
Deed Book / Page	1203 / 313
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	43 ARCADIA DR, TOCCOA, GA 30577-6340
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ARCADIA DR, TOCCOA, GA 30577-6340

Mortgage

Document Number	0013500000000325
Date	Nov 29, 2023
Book Page	0000001350/0000000325
Instrument	2023001772

Lender

Name	LOANDEPOT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	43 ARCADIA DR, TOCCOA, GA 30577-6340
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ARCADIA DR, TOCCOA, GA 30577-6340

Mortgage

Document Number	0014220000000401
Date	Sep 17, 2025
Book Page	0000001422/0000000401
Instrument	2025002903

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 28, 2020
Property Address	43 ARCADIA DR, TOCCOA, GA 30577-6340
Document Number	0012030313
Book / Page	1203 / 313
Instrument Date	Feb 28, 2020
Instrument	2020-000220
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ARCADIA DR, TOCCOA, GA 30577-6340

Mortgage

Document Number	0001203320
Date	Feb 28, 2020
Instrument	1203/320

Lender

Name	LIBERTY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 2, 2020
Property Address	43 ARCADIA DR, TOCCOA, GA 30577-6340
Document Number	0012030313
Book / Page	001203 / 000313
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$210.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ARCADIA DR TOCCOA GA 305776340, TOCCOA, GA 30577-6340

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,187.00 (+65.14%)	$148,682 (+67.39%) Land $6,364 Building $142,318	$371,706 (+67.39%) Land $15,911 Building $355,795
2023	$3,141.00 (+6.55%)	$88,826 (+6.56%) Land $6,364 Building $82,462	$222,066 (+6.56%) Land $15,911 Building $206,155
2022	$2,948.00	$83,356 Land $6,364 Building $76,992	$208,391 Land $15,911 Building $192,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: T-Mobile.

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