43 Appleton St, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 43 Appleton St, Cambridge, MA 02138 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 6,309 sqft · built 1904
Lot Size	0.411 acres (17,914 sqft)
Owner	2 Individual Names on File
Tax Bill	$41,448 (2025)
Deeds & Mortgages	Oct 2020 Refinance Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`238-85`

Property Details

APN / Parcel Number

Primary APN	`238-85`
Alternative APNs	`CAMB M:00238 L:00085` `M:00238 L:00075`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	3 Stories
Building Area	6,309 sqft Living Area
Gross Area	11,297 sqft
1st Floor Area	2,566 sqft
Basement Area	2,546 sqft
Unfinished Basement	2,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,914 sqft (0.411 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	43 APPLETON ST
City	CAMBRIDGE
State	MA
Zip	02138-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	85
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3006
Census Tract	354200

Owner

Source: Middlesex County and Cambridge City records · APN 238-85

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 APPLETON ST, CAMBRIDGE, MA 02138-3357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Aug 23, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2012
Deed Sale	Jun 11, 2012
Prior Sale	Jul 11, 2005 · Amount on Record
Deed Document Number	201211
Deed Book / Page	59271 / 156
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	43 APPLETON ST, CAMBRIDGE, MA 02138-3357
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75896-565
Date	Oct 15, 2020
Book Page	75896/565
Instrument	187771

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	43 APPLETON ST, CAMBRIDGE, MA 02138-3357
Document Number	71535-111
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 APPLETON ST CAMBRIDGE MA 021383357, CAMBRIDGE, MA 02138-3357

Mortgage

Document Number	71535-111
Date	Aug 28, 2018
Book Page	071535/000111
Instrument	132049

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,448.00 (+9.99%)	$6,527,300 (+2.55%) Land $3,369,600 Building $3,157,700	$7,033,325 (+4.9%)
2024	$37,682.00 (+8.21%)	$6,365,200 (+7.12%) Land $3,342,800 Building $3,022,400	$6,704,910
2023	$34,822.00	$5,942,300 Land $3,329,100 Building $2,613,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173542003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 797 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Starry. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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