43 Annapolis Rd, Cameron, NC 28326 Property Records

Harnett County property record for 43 Annapolis Rd, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,617 sqft · built 2009
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$294,500 (Aug 2022)
Tax Bill	$2,722 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1500048845`

Property Details

APN / Parcel Number

Primary APN	`1500048845`
Alternative APNs	`09956507 0282 51` `1500028406` `1500057601`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,617 sqft Heated Area
1st Floor Area	1,131 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	112 sqft
Patio Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500057601
Street Address	43 ANNAPOLIS RD
City	CAMERON
State	NC
Zip	28326-6264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#51 THE GATE@LEXINGTON MAP#2008-205
Legal Subdivision	LEXINGTON PLANTATION
Legal Lot Number	51
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOL
Aug 12, 2022	Warranty Deed, Transfer
May 24, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Nov 25, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Aug 6, 2018	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	2022107141
Deed Book / Page	4162 / 1847
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARNETT NC
Recording Date	Jul 12, 2023
Property Address	43 ANNAPOLIS RD, CAMERON, NC 28326-6264
Document Number	0000011284
Book / Page	4199 / 1781
Map Reference	MB 2009 PG 227-229
Instrument Date	Jul 11, 2023
Instrument	2023011284
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15771 RED HILL AVE # AVE100, AVE100, TUSTIN, CA 92780-7333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15771 RED HILL AVE STE 100, 100, TUSTIN, CA 92780-7333
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011285
Date	Jul 12, 2023
Instrument	2023011285

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOL
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Aug 12, 2022
Property Address	43 ANNAPOLIS RD, CAMERON, NC 28326-6264
Document Number	0000107141
Book / Page	4162 / 1847
Map Reference	MB 2008 PG 205-208
Instrument Date	Aug 10, 2022
Instrument	2022107141
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount Recorded
Tax	$589.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 S WASHINGTON ST, 319, SAINT PAULS, NC 28384-1857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15087, SANTA ANA, CA 92735-0087
Investor	Possibly a Property Investor

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	43 ANNAPOLIS RD, CAMERON, NC 28326-6264
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011751
Date	May 24, 2021
Book Page	3987/799
Instrument	2021011751

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	43 ANNAPOLIS RD, CAMERON, NC 28326-6264
Document Number	0000017709
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ANNAPOLIS RD CAMERON NC 283266264, CAMERON, NC 28326-6264

Mortgage

Document Number	0000017709
Date	Dec 2, 2019
Book Page	003760/000796
Instrument	17709

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Aug 6, 2018
Property Address	43 ANNAPOLIS RD, CAMERON, NC 28326-6264
Document Number	0000011300
Book / Page	3628 / 0772
Map Reference	MB2008 PG205-208
Instrument Date	Jul 20, 2018
Instrument	2018011300
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 BRAEMAR RD, 420, SHREVEPORT, LA 71106-8534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ANNAPOLIS RD, CAMERON, NC 28326-6264

Mortgage

Document Number	0000011301
Date	Aug 6, 2018
Instrument	2018011301

Lender

Name	RESIDENTIAL MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,722.00 (+35.22%)	$351,722 (+29.69%)	$351,722 (+29.69%) Land $88,840 Building $262,882
2023	$2,013.00	$271,209 (-)	$271,209 (-) Land $46,540 Building $224,669
2022	$2,013.00	$271,209	$271,209 Land $46,540 Building $224,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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