43 Andrew Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 43 Andrew Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,756 sqft · built 1996
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2020)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0034D012000`

Property Details

APN / Parcel Number

Primary APN	`0034D012000`
Alternative APNs	`0034D012` `16823`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,756 sqft Heated Area
1st Floor Area	528 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	157 ft deep x 119 ft wide
Garage Area	120 sqft
Porch	Slab
Porch Area	20 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16823
Street Address	43 ANDREW RD
City	RINGGOLD
State	GA
Zip	30736-4147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 12 HURRICANE HEIGHTS
Legal Subdivision	HURRICANE HEIGHTS
Legal Lot Number	12
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	3
Census Block	3003
Census Tract	30402

Owner

43 Andrew Rd is owned and occupied by an individual who bought it in May 2020.

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	43 ANDREW RD, RINGGOLD, GA 30736-4147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Warranty Deed, Transfer REGIONS MTG
Aug 3, 2018	Grant Deed, Transfer · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	Aug 1, 2018 · Amount on File
Deed Document Number	2020887
Deed Book / Page	2050 / 59
Prior Transfer Date	May 10, 2016
Prior Transfer Doc	0018230462
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 5, 2020
Property Address	43 ANDREW RD, RINGGOLD, GA 30736-4147
Document Number	0020500059
Book / Page	002050 / 000059
Instrument Date	May 1, 2020
Instrument	3304
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 ANDREW RD RINGGOLD GA 307364147, RINGGOLD, GA 30736-4147

Mortgage

Document Number	20500061
Date	May 5, 2020
Book Page	002050/000061
Instrument	3305

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 3, 2018
Property Address	43 ANDREW RD, RINGGOLD, GA 30736-4147
Document Number	0019470656
Book / Page	001947 / 000656
Instrument Date	Aug 1, 2018
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	WARRANTY TITLE INSURANCE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	43 ANDREW RD RINGGOLD GA 307364147, RINGGOLD, GA 30736-4147

Mortgage

Document Number	19470658
Date	Aug 3, 2018
Book Page	001947/000658

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 43 Andrew Rd was $1,952.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,952.00	$102,816 Land $12,000 Building $90,816	$257,039 Land $30,000 Building $227,039
2023	$1,726.00 (+22.93%)	$77,106 Land $10,000 Building $67,106	$192,765 Land $25,000 Building $167,765
2022	$1,404.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 Andrew Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1995–2025)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Andrew Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Also Mapped Here	TENNESSEE AMERICAN WATER
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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