43 Amherst Rd, Warwick, RI 02889 Property Records

Warwick City property record for 43 Amherst Rd, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 976 sqft · built 1957
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Mar 2012)
Tax Bill	$4,074 (2025)
Deeds & Mortgages	Jul 2026 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34004750000`

Property Details

APN / Parcel Number

Primary APN	`34004750000`
Alternative APNs	`WARW M:340 B:0475 L:0000` `108058520`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	976 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	108058520
Street Address	43 AMHERST RD
City	WARWICK
State	RI
Zip	02889-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	475
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1004
Census Tract	21401

Owner

Source: Warwick City records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 AMHERST RD, WARWICK, RI 02889-2901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENWOOD CREDIT UNION
Dec 3, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Jun 1, 2017	Deed of Trust, Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2012 · Amount on Record
Deed Sale	Mar 14, 2012 · Amount on Record
Deed Book / Page	7658 / 14
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Recording Date	Jul 21, 2026
Property Address	43 AMHERST RD, WARWICK, RI 02889-2901
Document Number	0000008502
Book / Page	10932 / 233
Instrument Date	Jul 17, 2026
Instrument	20268502
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 AMHERST RD, WARWICK, RI 02889-2901

Mortgage

Document Number	0000008502,
Date	Jul 21, 2026
Book Page	10932/233
Instrument	20268502

Lender

Name	GREENWOOD CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate	5.81%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	43 AMHERST RD, WARWICK, RI 02889-2901
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010024-251
Date	Dec 3, 2021
Book Page	10024/251
Instrument	24173

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	43 AMHERST RD, WARWICK, RI 02889-2901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8828-242
Date	Jun 1, 2017
Book Page	8828/242
Instrument	7663

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,074.00 (-0.24%)	$320,800 (+11.47%) Land $106,000 Building $214,800
2024			$377,625
2023	$4,084.00 (+4.13%)	$287,800 (+37.44%) Land $92,100 Building $195,700
2022	$3,922.00	$209,400 Land $64,500 Building $144,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 88% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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