Erie County and Cheektowaga Town property record for 43 Algiers Ln, Buffalo, NY 14225
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1961 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (May 2016) |
| Tax Bill | $4,713 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-0616000 |
| Primary APN | 038-0616000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 110 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 038-0616000 |
|---|---|
| Street Address | 43 ALGIERS LN |
| City | BUFFALO |
| State | NY |
| Zip | 14225-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 2122-2137 SL 127 + SL |
| Legal Subdivision | THE HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 5 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10803 |
43 Algiers Ln is owned and occupied by two individuals who bought it in May 2016.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 ALGIERS LN, BUFFALO, NY 14225-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 22, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2016 · Amount on File |
| Deed Sale | May 13, 2016 · Amount on File |
| Deed Document Number | 201697665 |
| Deed Book / Page | 11296 / 190 |
| Prior Transfer Date | May 4, 2016 |
| Prior Transfer Doc | 0112960186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 43 ALGIERS LN, CHEEKTOWAGA, NY 14225-4703 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Title Company | ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 43 ALGIERS LN, BUFFALO, NY 14225-4703 |
| Document Number | 0140672015 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 14067/2015 |
| Instrument | 2022173463 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 43 ALGIERS LN, CHEEKTOWAGA, NY 14225-4703 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 43 ALGIERS LN, CHEEKTOWAGA, NY 14225-4703 |
| Document Number | 0140271173 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 14027/1173 |
| Instrument | 2021233816 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 26, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 43 Algiers Ln was $4,713 with exemptions applied, up 167.6% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,713.00 (+167.63%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $1,761.00 (-36.31%) | $162,000 (-) Land $16,000 Building $146,000 | $216,000 (+6.67%) Land $21,333 Building $194,667 |
| 2024 | $2,765.00 Disabled Person's exemption Veteran's exemption | $162,000 (-) Land $16,000 Building $146,000 | $202,500 (+13.75%) Land $20,000 Building $182,500 |
| 2023 | Disabled Person's exemption Veteran's exemption | $162,000 Land $16,000 Building $146,000 | $178,022 Land $17,582 Building $160,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Algiers Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Algiers Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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