Nassau County and Hempstead Town property record for 43 Albert Rd, Valley Stream, NY 11580
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,275 sqft · built 1950 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Mar 2021) |
| Tax Bill | $8,227 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 37-616-00-0013 |
| Primary APN | 37-616-00-0013 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| 1st Floor Area | 850 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 100 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Canopy | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 37616 00130 |
|---|---|
| Street Address | 43 ALBERT RD |
| City | VALLEY STREAM |
| State | NY |
| Zip | 11580-4030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 013 |
| Legal Block | 616 |
| Legal Lot Number | 13 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 410500 |
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 ALBERT RD, VALLEY STREAM, NY 11580-4030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 7, 2019 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK |
| Mar 8, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage NATIONWIDE MORTGAGE BANKERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2021 · Amount on Record |
| Deed Sale | Mar 8, 2021 · Amount on Record |
| Deed Document Number | 202128591 |
| Deed Book / Page | 14048 / 548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 43 ALBERT RD, VALLEY STREAM, NY 11580-4030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0434800267 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 43480/267 |
| Instrument | 2019-047537 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Mar 8, 2021 |
| Property Address | 43 ALBERT RD, VALLEY STREAM, NY 11580-4030 |
| Document Number | 0140480548 |
| Book / Page | 14048 / 548 |
| Map Reference | MAP 4880 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 2021-028591 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 153 BISMARK AVE, VALLEY STREAM, NY 11581-1458 |
| Document Number | 202102859245090706 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021-02859245090706 |
| Name | NATIONWIDE MORTGAGE BANKERS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Valley Stream Village |
| Elementary School District | Valley Stream Union Free School District 13 (PK - 06) |
| Secondary School District | Valley Stream Central High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418 (-8.73%) Land $168 Building $250 | $418,000 (-8.73%) | |
| 2025 | $8,227.00 (-11.31%) | ||
| 2023 | $9,276.00 Additional exemption filed | $458 Land $184 Building $274 | $458,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 17 (1979–2024) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 931 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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