Essex County and Andover Town property record for 43 Abbot St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,103 sqft · built 1900 |
| Lot Size | 0.884 acres (38,498 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,400,000 (Apr 2025) |
| Tax Bill | $29,544 (2025) |
| Deeds & Mortgages | Aug 2024 Refinance Jul 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00074 B:00018 L:00000 |
| Primary APN | ANDO M:00074 B:00018 L:00000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 5,103 sqft Living Area |
| Gross Area | 10,348 sqft |
| Basement Area | 1,702 sqft |
| Unfinished Basement | 1,532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 38,498 sqft (0.884 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Street Address | 43 ABBOT ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 18 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 254301 |
43 Abbot St is held in a trust since April 2025.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 43 ABBOT ST, ANDOVER, MA 01810-4005 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP |
| Jul 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Apr 3, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UBS BANK USA |
| Sep 22, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP |
| Oct 11, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Mar 15, 2017 | Deed of Trust, Mortgage BLUE HILLS BANK |
| Jun 29, 2018 | Quit Claim Deed, Transfer · ARM BLUE HILLS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2025 · Amount on File |
| Deed Sale | Apr 3, 2025 · Amount on File |
| Prior Sale | Sep 22, 2023 · Amount on File |
| Deed Book / Page | 18243 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 43 ABBOT ST, ANDOVER, MA 01810-4005 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 018080-136 |
|---|---|
| Date | Aug 30, 2024 |
| Book Page | 18080/136 |
| Instrument | 14768 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 43 ABBOT ST, ANDOVER, MA 01810-4005 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00017034-2 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 17034/2 |
| Instrument | 23687 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Apr 3, 2025 |
| Property Address | 43 ABBOT ST, ANDOVER, MA 01810-4005 |
| Document Number | 018243-118 |
| Book / Page | 18243 / 118 |
| Instrument Date | Apr 3, 2025 |
| Instrument | 4893 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 ABBOT ST, ANDOVER, MA 01810-4005 |
| Document Number | 0000004894 |
|---|---|
| Date | Apr 3, 2025 |
| Instrument | 4894 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | May 1, 2030 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Sep 22, 2023 |
| Property Address | 43 ABBOT ST, ANDOVER, MA 01810-4005 |
| Document Number | 0017839-92 |
| Book / Page | 17839 / 92 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 15659 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 ABBOT ST, ANDOVER, MA 01810-4005 |
| Document Number | 0000015660 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 15660 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Oct 11, 2022 |
| Property Address | 43 ABBOT ST, ANDOVER, MA 01810-4005 |
| Document Number | 017591-149 |
| Book / Page | 17591 / 149 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 23696 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 43 ABBOT ST, ANDOVER, MA 01810-4005 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 43 ABBOT ST, ANDOVER, MA 01810-4005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15014-29 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 15014/29 |
| Instrument | 6442 |
| Name | BLUE HILLS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jun 29, 2018 |
| Property Address | 43 ABBOT ST, ANDOVER, MA 01810-4005 |
| Document Number | 15533-211 |
| Book / Page | 15533 / 211 |
| Instrument | 15375 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $169.32 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 ABBOT ST, ANDOVER, MA 01810-4005 |
| Document Number | 15533-213 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 15533/213 |
| Instrument | 15376 |
| Name | BLUE HILLS BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 43 Abbot St was $29,544, up 30.9% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,544.00 (+30.87%) | $2,365,400 (+34.96%) Land $958,600 Building $1,406,800 | $2,266,510 |
| 2024 | $22,575.00 (+9%) | $1,752,700 (+15.6%) Land $812,800 Building $939,900 | |
| 2023 | $20,711.00 | $1,516,200 Land $732,100 Building $784,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Abbot St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1987–2010) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Abbot St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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