43 7th Ave, Key West, FL 33040 Property Records

Monroe County property record for 43 7th Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,162 sqft · built 2007
Lot Size	0.04 acres (1,769 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Aug 2009)
Tax Bill	$2,436 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00131180-000133`

Property Details

APN / Parcel Number

Primary APN	`00131180-000133`
Alternative APN	`9090283`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,162 sqft Living Area
1st Floor Area	1,162 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,769 sqft (0.04 acres)
Garage Type	Carport
Carport	Carport
Carport Area	504 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	154 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	9090283
Street Address	43 7TH AVE
City	KEY WEST
State	FL
Zip	33040-5816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 33 PARK VILLAGE HOMEOWNERS ASSOC (LEASEHOLD INTEREST) OR2287-1748DEC OR2322-1324/28 OR2405-829/31C/T OR2428-1336/1340
Legal Range	25E
Legal Township	67S
Legal Section	35
Legal Subdivision	LINCOLN MANOR ESTATES AMD
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	4
Census Block	4001
Census Tract	971800

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 7TH AVE, KEY WEST, FL 33040-5816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 14, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2009 · Amount on Record
Deed Sale	Aug 1, 2009 · Amount on Record
Deed Document Number	0024281336
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	43 7TH AVE, KEY WEST, FL 33040-5816
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 7TH AVE, KEY WEST, FL 33040-5816

Mortgage

Document Number	0031140588
Date	Jul 21, 2021
Book Page	3114/588
Instrument	2331334

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	43 7TH AVE, KEY WEST, FL 33040-5816
Document Number	0030061159
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 7TH AVE KEY WEST FL 330405816, KEY WEST, FL 33040-5816

Mortgage

Document Number	0030061159
Date	Jan 30, 2020
Book Page	003006/001159
Instrument	2254176

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,270 (+5.99%)	$367,546 (+7.22%) Land $138,000 Building $229,546
2024	$2,436.00 (+6.47%)
2023	$2,288.00 (+3.06%) Homeowner's exemption	$257,834 (+3%)	$342,799 (-1.3%) Land $139,000 Building $203,799
2022	$2,220.00 Homeowner's exemption	$250,325	$347,322 Land $139,000 Building $208,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	332 units insured incl. 38 condo units
Nearby Flood Claims	201 (1980–2022)
Claims Outside the SFHA	2 of 201
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 48 claims Hurricane Wilma, Oct 2005 · 95 claims Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

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