43 4th St, Shelby, OH 44875 Property Records

Richland County property record for 43 4th St, Shelby, OH 44875

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,338 sqft · built 1940
Lot Size0.198 acres (8,638 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Sep 2007)
Tax Bill$1,451 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN046-08-077-06-000

Property Details

APN / Parcel Number

Primary APN046-08-077-06-000
Alternative APN
  • 05215

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,338 sqft Living Area
1st Floor Area840 sqft
AtticAttic
Attic Area40 sqft
Basement Area56 sqft
Unfinished Basement56 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1975
Architectural StyleCape Cod
Exterior MaterialAluminum Siding
Lot Area8,638 sqft (0.198 acres)
Lot Dimensions163 ft deep x 53 ft wide
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck Area16 sqft
Patio Area130 sqft
Pole Barn1,232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address43 4TH ST
CitySHELBY
StateOH
Zip44875-1303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2686 53 X 164.73 FOURTH ST
JurisdictionRICHLAND OH
Township / Civil DivisionSHARON
Census Block Group4
Census Block4036
Census Tract2600

Owner

43 4th St is owned and occupied by an individual who bought it in September 2007.

Source: Richland County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address43 4TH ST, SHELBY, OH 44875-1303
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2007 · Amount on File
Deed SaleSep 4, 2007 · Amount on File
Prior SaleJul 1, 1996 · Amount on File
Deed Document Number200713456
Deed Book / Page1787 / 598
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND OH
Property Address43 4TH ST, SHELBY, OH 44875-1303
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyRADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2859/467
DateFeb 1, 2021
Book Page2859/467
Instrument202100001408
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term59 Months
DueJan 12, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 43 4th St was $1,451 with a homeowner's exemption, up 0.1% from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

TypeName
StateOhio
CountyRichland County
County SubdivisionSharon Township
MunicipalityShelby City
Unified School DistrictShelby City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,451.00 (+0.07%)$38,630 Land $4,250 Building $34,380
2024$1,450.00 (+12.75%)
2023$1,286.00 Homeowner's exemption$33,570 Land $4,250 Building $29,320$110,360 Land $12,130 Building $98,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 4th St in Zone X, an area of minimal flood risk, though there have been 82 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims82 (1979–2011)
Claims Outside the SFHA11 of 82
Most Recent ClaimFeb 2011 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims
  • Severe Storms And Flooding, Jun 2004 · 6 claims
  • Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHELBY CITY
serves 9,453 people · EPA ID OH7004511
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Watch TV.

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