Okaloosa County property record for 43 3rd Ave, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,254 sqft · built 1988 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,200 (Aug 2017) |
| Tax Bill | $2,715 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-5780-8 |
| Primary APN | C56-000-592-5780-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| Gross Area | 1,848 sqft |
| 1st Floor Area | 1,254 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 5,184 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Porch | Florida Room |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 43 3RD AVE |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-2148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDGATE LOT 3 |
| Legal Range | 23W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | WINDGATE |
| Legal Lot Number | 3 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 21501 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 3RD AVE, SHALIMAR, FL 32579-2148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | · Conventional Mortgage LUMINATE HOME LOANS INC |
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Aug 1, 2017 | Warranty Deed, Transfer · FHA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on Record |
| Deed Sale | Aug 1, 2017 · Amount on Record |
| Deed Document Number | 20173151119 |
| Deed Book / Page | 3311 / 1296 |
| Last Transfer Date | May 17, 2023 |
| Transfer Doc | 0036760125 |
| Record Updated | Jun 8, 2026 |
| Jurisdiction | OKALOOSA FL |
|---|---|
| Recording Date | May 22, 2023 |
| Property Address | 43 3RD AVE, SHALIMAR, FL 32579-2148 |
| Document Number | 0036760125 |
| Book / Page | 3676 / 125 |
| Map Reference | MB 11 PG 26 |
| Instrument Date | May 17, 2023 |
| Instrument | 3625039 |
| Record Updated | Jun 9, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 18 OAK LN, SHALIMAR, FL 32579-1964 |
| Name | Verified Name |
|---|---|
| Address | 43 3RD AVE, SHALIMAR, FL 32579-2148 |
| Document Number | 0003676126 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 3676/126 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 43 3RD AVE, SHALIMAR, FL 32579-2148 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035590591 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 3559/591 |
| Instrument | 3470078 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 1, 2017 |
| Property Address | 43 3RD AVE, SHALIMAR, FL 32579-2148 |
| Document Number | 0033111296 |
| Book / Page | 3311 / 1296 |
| Map Reference | MB11 PG26 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 3151119 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 WESTWARD PT, 208, KATHLEEN, GA 31047-2556 |
| Name | Verified Name |
|---|---|
| Address | 43 3RD AVE, SHALIMAR, FL 32579-2148 |
| Document Number | 0003151120 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 3151120 |
| Name | BEACH COMMUNITY MORTGAGE SERVICES I |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,715.00 (+110.96%) | $221,381 (+54.87%) Land $72,347 Building $149,034 | $221,381 (+0.63%) Land $72,347 Building $149,034 |
| 2023 | $1,287.00 (+3.21%) Homeowner's exemption | $142,950 (+3%) | $219,995 (+6.57%) Land $58,203 Building $161,792 |
| 2022 | $1,247.00 Homeowner's exemption | $138,786 | $206,442 Land $54,396 Building $152,046 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 180 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 148 condo units |
| Nearby Flood Claims | 257 (1979–2020) |
| Claims Outside the SFHA | 100 of 257 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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