Lorain County property record for 42985 Telegraph Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 1954 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Sep 2019) |
| Tax Bill | $3,949 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-016-000-034 |
| Primary APN | 06-24-016-000-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 24,829 sqft (0.569 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 196 sqft |
| Patio Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 42985 TELEGRAPH RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W OF R |
| Legal Subdivision | WEST/BLACK RIVER |
| Legal Tract | 24 |
| Legal Lot Number | 16 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 70902 |
42985 Telegraph Rd is owned and occupied by two individuals who bought it in September 2019.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42985 TELEGRAPH RD, ELYRIA, OH 44035-4607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Sep 5, 2019 | Warranty Deed, Transfer · Conventional with PMI UNION HM MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2019 · Amount on File |
| Deed Sale | Sep 5, 2019 · Amount on File |
| Prior Sale | Aug 22, 2003 · Amount on File |
| Deed Document Number | 2019005409 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 42985 TELEGRAPH RD, ELYRIA, OH 44035-4607 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210807508 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021-0807508 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 5, 2019 |
| Property Address | 42985 TELEGRAPH RD, ELYRIA, OH 44035-4607 |
| Document Number | 0000729034 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 729034 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8241 DOW CIR STRONGSVILLE OH 441361761, STRONGSVILLE, OH 44136-1761 |
| Document Number | 729035 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 729035 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 4, 2039 |
The 2025 property tax bill for 42985 Telegraph Rd was $3,949.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Elyria Township |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,949.00 | $72,920 (%) Land $13,840 Building $59,080 | $208,350 (-) Land $39,550 Building $168,800 |
| 2024 | $3,949.00 (+20.88%) | $72,923 (+41.94%) Land $13,843 Building $59,080 | $208,350 (+41.94%) Land $39,550 Building $168,800 |
| 2023 | $3,267.00 (+0.37%) | $51,377 (-0.01%) Land $8,155 Building $43,222 | $146,790 Land $23,300 Building $123,490 |
| 2022 | $3,255.00 | $51,380 Land $8,160 Building $43,220 | |
| 2021 | $146,790 Land $23,300 Building $123,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 42985 Telegraph Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42985 Telegraph Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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