Clay County property record for 4298 Phillip Smith Rd, Middleburg, FL 32068
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,146 sqft · built 1981 |
| Lot Size | 1.13 acres (49,571 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,700 (Apr 1994) |
| Tax Bill | $223 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-04-24-005570-005-00 |
| Primary APN | 22-04-24-005570-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,146 sqft Heated Area |
| Gross Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,571 sqft (1.13 acres) |
| Lot Dimensions | 491 ft deep x 101 ft wide |
| Porch | Porch |
| Porch Area | 80 sqft |
| Deck Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Street Address | 4298 PHILLIP SMITH RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-7503 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PT SW1/4 OF SE1/4 AS REC O R 1503 PG 884 EX PT REC O R 1545PG 616 & 1703 PG 1633 |
| Legal Range | 24 |
| Legal Township | 04 |
| Legal Section | 22 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 30204 |
4298 Phillip Smith Rd, a mobile home, is owned and occupied by two individuals who bought it in April 1994.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4298 PHILLIP SMITH RD, MIDDLEBURG, FL 32068-7503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 1994 · Amount on File |
| Deed Sale | Apr 13, 1994 · Amount on File |
| Deed Document Number | 0001503884 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4298 Phillip Smith Rd was $223 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $223.00 Homeowner's exemption | $39,623 | $103,275 Land $56,900 Building $46,375 |
| 2023 | $512.00 (+34.03%) Homeowner's exemption | $37,386 (+3%) | $78,648 (+23.71%) Land $34,140 Building $44,508 |
| 2022 | $382.00 Homeowner's exemption | $36,298 | $63,573 Land $28,450 Building $35,123 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4298 Phillip Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4298 Phillip Smith Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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