4298 Craigdarragh Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 4298 Craigdarragh Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,641 sqft · built 1987
Lot Size	0.182 acres (7,911 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jul 2026)
Tax Bill	$1,205 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R10-223-17-1423-0006-0060`

Property Details

APN / Parcel Number

Primary APN	`R10-223-17-1423-0006-0060`
Alternative APNs	`00845571` `845571`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,641 sqft Living Area
Gross Area	2,389 sqft
1st Floor Area	1,641 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,911 sqft (0.182 acres)
Garage Type	Attached
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00845571
Street Address	4298 CRAIGDARRAGH AVE
City	SPRING HILL
State	FL
Zip	34606-6919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERKELEY MANOR BLK 6 LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	10
Legal Subdivision	BERKELEY MANOR
Legal Block	6
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	41203

Owner

4298 Craigdarragh Ave is owned and occupied by an individual who bought it in July 2026.

Source: Hernando County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4298 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Mar 22, 2001 · Amount on File
Deed Document Number	202647437
Deed Book / Page	4734 / 1586
Prior Transfer Date	Nov 13, 1996
Prior Transfer Doc	1096000318
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Aug 27, 2026
Property Address	4298 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6919
Document Number	0000057706
Book / Page	4752 / 1133
Instrument Date	Jul 6, 2026
Instrument	202657706
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 COBBLESTONE DR, SPRING HILL, FL 34606-5837

Mortgage

Document Number	0000057706,
Date	Aug 27, 2026
Book Page	4752/1133
Instrument	202657706

Lender

Name	JMAC LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 14, 2026
Property Address	4298 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6919
Document Number	0000047437
Book / Page	4734 / 1586
Instrument Date	Jun 24, 2026
Instrument	202647437
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187,355.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4298 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6919

Mortgage

Document Number	0000047438,
Date	Jul 14, 2026
Book Page	4734/1588
Instrument	202647438

Lender

Name	JMAC LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4298 Craigdarragh Ave was $1,205 with exemptions applied.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,205.00 Homeowner's exemption Widower's exemption	$76,161	$210,620 Land $30,062 Building $180,558
2023		$71,859 (+3%) Land $71,859
2022	$302.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$69,766	$215,730 Land $30,062 Building $185,668

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4298 Craigdarragh Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4298 Craigdarragh Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Tillman Fiber, Verizon.

Nearby Properties on Craigdarragh Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures