Okaloosa County property record for 4298 Cooper Ln, Holt, FL 32564
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,280 sqft · built 2019 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Feb 2000) |
| Tax Bill | $956 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-1041-7 |
| Primary APN | C56-000-593-1041-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,280 sqft Living Area |
| 1st Floor Area | 2,280 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 81,022 sqft (1.86 acres) |
| Porch | Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4298 COOPER LN |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9475 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | COM NW COR NW1/4 OF NE1/4 E 423 FT TO POB E223 FT S 404 FT NW 223 FT N 320 FT TO POB BK 2240 PG 480 & BK2471 PG603 |
| Legal Range | 25W |
| Legal Township | 02N |
| Legal Section | 08 |
| Legal Block | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20101 |
4298 Cooper Ln, a mobile home, is owned and occupied by two individuals who acquired it in September 2019.
Source: Okaloosa County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4298 COOPER LN, HOLT, FL 32564-9475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2000 · Amount on File |
| Deed Sale | Feb 14, 2000 · Amount on File |
| Deed Document Number | 20001753076 |
| Deed Book / Page | 2240 / 480 |
| Last Transfer Date | Sep 17, 2019 |
| Transfer Doc | 0034202156 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 23, 2019 |
| Property Address | 4298 COOPER LN, HOLT, FL 32564-9475 |
| Document Number | 0034202156 |
| Book / Page | 3420 / 2156 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 3306632 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | SURETY LAND TITLE OF FL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4298 COOPER LN, HOLT, FL 32564-9475 |
| Document Number | 0034202158 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 3420-2158 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Oct 1, 2042 |
The 2025 property tax bill for 4298 Cooper Ln was $956 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $956.00 Homeowner's exemption Widower's exemption | $133,813 | $194,563 Land $35,554 Building $159,009 |
| 2023 | $888.00 (-1.55%) Homeowner's exemption Widower's exemption | $126,254 (+3%) | $156,745 (+18.91%) Land $30,207 Building $126,538 |
| 2022 | $902.00 Homeowner's exemption Widower's exemption | $122,577 | $131,816 Land $28,231 Building $103,585 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4298 Cooper Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4298 Cooper Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mediacom Xtream Fixed Wireless · Cable in parts of the area | 100 / 20 |
May also be available: AT&T.
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