4297 State Rte 123, Franklin, OH 45005 Property Records

Warren County property record for 4297 State Rte 123, Franklin, OH 45005

Property Summary

Property TypeAgricultural Vacant Land
Details4 bd · 2.5 ba · built 1973
Lot Size13.1 acres (574,818 sqft)
OwnerIndividual Name on File
Last Sale$380,500 (Jul 2020)
Tax Bill$2,458 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-22-400-023-0

Property Details

APN / Parcel Number

Primary APN08-22-400-023-0
Alternative APNs
  • 0822400023
  • 822400023
  • 1714861

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Lot Area574,818 sqft (13.1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1714861
Old Parcel Number0822400023
Street Address4297 STATE ROUTE 123
CityFRANKLIN
StateOH
Zip45005-9713
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Legal Description4 -3-22 13.1963 AC.
Legal Range04
Legal Township03
Legal Section22
Legal Block400
JurisdictionWARREN OH
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1016
Census Tract30700

Owner

4297 State Rte 123, agricultural vacant land, is owned and occupied by an individual who bought it in July 2020.

Source: Warren County records, as of February 20, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4297 ROUTT LN # 123, 123, FRANKLIN, OH 45005-4646
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Jul 3, 2019Warranty Deed, Transfer · Conventional Mortgage
ELZBIETA J & OLEG FISHMAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2020 · Amount on File
Deed SaleJul 21, 2020 · Amount on File
Prior SaleJul 3, 2019 · Amount on File
Deed Document Number0000026302
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateJul 21, 2020
Property Address4297 STATE ROUTE 123, FRANKLIN, OH 45005-9713
Document Number0000026302
Instrument DateJul 9, 2020
Instrument2020-026302
Transaction TypeTransfer
Record UpdatedMay 20, 2022
Title CompanyREDHAWK TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4297 ROUTT LN, FRANKLIN, OH 45005-4646

Mortgage

Document Number0000026303
DateJul 21, 2020
Instrument2020-026303
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateJul 3, 2019
Property Address4297 STATE ROUTE 123, FRANKLIN, OH 45005-9713
Document Number0000017706
Instrument DateJun 28, 2019
Instrument17706
Transaction TypeTransfer
Record UpdatedAug 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,066.50
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address134 N BREIEL BLVD MIDDLETOWN OH 450423806, MIDDLETOWN, OH 45042-3806
InvestorPossibly a Property Investor

Mortgage

Document Number17707
DateJul 3, 2019
Instrument17707
Lender
NameELZBIETA J & OLEG FISHMAN
Address2964 BRIGHTON 6TH ST # 8A, BROOKLYN, NY 11235-8540
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4297 State Rte 123 was $2,458.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionFranklin Township
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,458.00$66,511 Land $66,511$190,030 Land $190,030
2023$1,820.00 (+1.79%)$45,448 (-) Land $45,448
2022$1,788.00$45,448 Land $45,448$129,850 (-) Land $129,850
2021$129,850 Land $129,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4297 State Rte 123 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4297 State Rte 123 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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