4297 Pinto Ln, Chipley, FL 32428 Property Records

Washington County property record for 4297 Pinto Ln, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 2019
Lot Size	9.97 acres (434,293 sqft)
Owner	Individual Name on Record
Last Sale	$423,000 (Mar 2025)
Tax Bill	$1,658 (2023)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000030730318`

Property Details

APN / Parcel Number

Primary APN	`000030730318`
Alternative APN	`30730318`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,824 sqft Heated Area
Gross Area	2,152 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	434,293 sqft (9.97 acres)
Porch	Open Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000030730318
Street Address	4297 PINTO LN
City	CHIPLEY
State	FL
Zip	32428-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18, SC/E UNIT II REC PLAT 9.97 AC., ORB 1331 P 124.
Legal Range	14W
Legal Township	01N
Legal Section	04
Legal Subdivision	SC/E UNIT II
Legal Block	3073
Legal Lot Number	18
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1288
Census Tract	970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4852 CONNER LN, PANAMA CITY, FL 32404-8964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 29, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 26, 2019	Loan Modification, Mortgage COMMUNITY S CU
Dec 7, 2018	Deed of Trust, Mortgage COMMUNITY S CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2025 · Amount on Record
Deed Sale	Mar 13, 2025 · Amount on Record
Prior Sale	Jul 29, 2021 · Amount on Record
Deed Document Number	202567001784
Deed Book / Page	1331 / 123
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 13, 2025
Property Address	4297 PINTO LN, CHIPLEY, FL 32428-5510
Document Number	0067001784
Book / Page	1331 / 123
Map Reference	MB 3 PGS 165
Instrument Date	Mar 12, 2025
Instrument	202567001784
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,961.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4297 PINTO LN, CHIPLEY, FL 32428-5510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4852 CONNER LN, PANAMA CITY, FL 32404-8964

Mortgage

Document Number	0000000130
Date	Mar 13, 2025
Instrument	1331/130

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 29, 2021
Property Address	4297 PINTO LN, CHIPLEY, FL 32428-5510
Document Number	0067005554
Book / Page	1213 / 873
Map Reference	MB 3 PG 165
Instrument Date	Jul 27, 2021
Instrument	202167005554
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	OCEANSIDE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4297 PINTO LN, CHIPLEY, FL 32428-5510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4297 PINTO LN, CHIPLEY, FL 32428-5510

Mortgage

Document Number	0000000874
Date	Jul 29, 2021
Instrument	1213/874

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	4297 PINTO LN, CHIPLEY, FL 32428-5510
Document Number	0067009452
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	711 SKUNK VALLEY RD SOUTHPORT FL 324092312, SOUTHPORT, FL 32409-2312

Mortgage

Document Number	0067009452
Date	Dec 2, 2019
Book Page	001163/000076
Instrument	67009452

Lender

Name	COMMUNITY S CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4297 PINTO LN, CHIPLEY, FL 32428-5510
Document Number	0067008269
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4297 PINTO LN CHIPLEY FL 32428, CHIPLEY, FL 32428

Mortgage

Document Number	0067008269
Date	Dec 10, 2018
Book Page	001132/000789
Instrument	67008269

Lender

Name	COMMUNITY S CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Amount	Amount Recorded
Term	384 Months
Due	Dec 9, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$176,734 (+5.77%)	$236,553 (+31.93%) Land $34,895 Building $201,658
2023	$1,658.00 (+3.3%) Homeowner's exemption	$167,098 (+3%)	$179,302 (+10.52%) Land $24,925 Building $154,377
2022	$1,605.00 Homeowner's exemption	$162,231 Land $21,934 Building $140,297	$162,231 Land $21,934 Building $140,297

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pinto Ln

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