4297 Chapel Rdg, Tyler, TX 75707 Property Records

Smith County property record for 4297 Chapel Rdg, Tyler, TX 75707

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,372 sqft · built 2018
Lot Size0.309 acres (13,460 sqft)
OwnerIndividual Name on File
Last Sale$348,000 (Mar 2019)
Tax Bill$6,923 (2026)
Deeds & MortgagesApr 2024 Line of Credit
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR204139

Property Details

APN / Parcel Number

Primary APNR204139
Alternative APN
  • 1-50000-1618-07-028000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Stories1 Story
Building Area2,372 sqft Heated Area
1st Floor Area2,372 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area13,460 sqft (0.309 acres)
Lot Dimensions125 ft deep x 107 ft wide
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR204139
Street Address4297 CHAPEL RDG
CityTYLER
StateTX
Zip75707-5414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHAPEL WOODS EAST U-3 BLOCK 1618-G LOT 28 2018 NEW SUBD
Legal SubdivisionCHAPEL WOODS EAST U-3
Legal Block1618-G
Legal Lot Number28
JurisdictionSMITH TX
Township / Civil DivisionTYLER EAST
Census Block Group3
Census Block3008
Census Tract1807

Owner

4297 Chapel Rdg is owned and occupied by an individual who bought it in March 2019.

Source: Smith County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4297 CHAPEL RDG, TYLER, TX 75707-5414
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2024Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Sep 10, 2020Deed of Trust, Mortgage
FREEDOM MTG
Jan 7, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Mar 11, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
STEARNS LNDG LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2019 · Amount on File
Deed SaleMar 11, 2019 · Amount on File
Deed Document Number2019100007638
Prior Transfer DateMar 8, 2019
Prior Transfer Doc0100007638
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address4297 CHAPEL RDG, TYLER, TX 75707-5414
Transaction TypeMortgage
Record UpdatedMay 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4297 CHAPEL RDG, TYLER, TX 75707-5414

Mortgage

Document Number0001009271
DateApr 2, 2024
Instrument202401009271
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueApr 1, 2034

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address4297 CHAPEL RDG, TYLER, TX 75707-5414
Document Number0001039747
Instrument DateSep 10, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4297 CHAPEL RDG TYLER TX 757075414, TYLER, TX 75707-5414

Mortgage

Document Number0001039747
DateOct 21, 2020
Instrument1039747
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
AmountAmount on Record
Term360 Months
DueOct 20, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address4297 CHAPEL RDG, TYLER, TX 75707-5414
Document Number0000001631
Instrument DateJan 7, 2020
Transaction TypeMortgage
Record UpdatedFeb 7, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4297 CHAPEL RDG TYLER TX 757075414, TYLER, TX 75707-5414

Mortgage

Document Number0000001631
DateJan 15, 2020
Instrument1631
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 14, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSMITH TX
Recording DateMar 11, 2019
Property Address4297 CHAPEL RDG, TYLER, TX 75707-5414
Document Number0000007638
Instrument DateMar 8, 2019
Instrument7638
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 8, 2019
Title CompanyTIAGO TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4297 CHAPEL RDG TYLER TX 75707, TYLER, TX 75707

Mortgage

Document Number7639
DateMar 11, 2019
Instrument7639
Lender
NameSTEARNS LNDG LLC
AddressSANTA ANA, CA 92707
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 10, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4297 Chapel Rdg was $6,923 with a homeowner's exemption, up 12.4% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
MunicipalityTyler City
Unified School DistrictChapel Hill Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,923.00 (+12.42%) Homeowner's exemption$462,510 (+10.79%) Land $48,961 Building $413,549$462,510 (+10.79%) Land $48,961 Building $413,549
2025$6,158.00 (-13.27%) Homeowner's exemption$417,451 Land $48,526 Building $368,925$417,451 Land $48,526 Building $368,925
2024$7,100.00 (+12.32%)
2023$6,321.00 (+4.95%) Homeowner's exemption$415,331 Land $76,772 Building $338,559$415,331 Land $76,772 Building $338,559
2022$6,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4297 Chapel Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4297 Chapel Rdg is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TYLER
serves 107,000 people · EPA ID TX2120004
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
1,000 / 1,000
Optimum
Fiber · Cable
940 / 940
Verizon
Fixed Wireless
300 / 20

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