Charlotte County property record for 42965 Flatwood Cir, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 1,451 sqft · built 2025 |
| Lot Size | 0.097 acres (4,261 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $635 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-31-800-203 |
| Primary APN | 42-26-31-800-203 |
|---|
| Building Area | 1,451 sqft Living Area |
|---|
| Year Built | Built 2025 |
|---|---|
| Lot Area | 4,261 sqft (0.097 acres) |
| Street Address | 42965 FLATWOOD CIR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | FBR 000 0000 4083 THE FLATWOODS AT BABCOCK RANCH LOT 4083 3276818 3499038 3499040 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Lot Number | 4083 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 42850 CRESCENT LOOP STE 200, 200, PUNTA GORDA, FL 33982-5037 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2025 |
| Deed Sale | Feb 26, 2025 |
| Deed Document Number | 3499038 |
| Record Updated | Jun 8, 2026 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $635.00 | $42,500 | $50,000 Land $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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