4296 Skipjack Cv, Niceville, FL 32578 Property Records

Okaloosa County property record for 4296 Skipjack Cv, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,050 sqft · built 2014
Lot Size0.083 acres (3,650 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Mar 2017)
Tax Bill$3,704 (2023)
Deeds & MortgagesAug 2020 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-032-9365-0

Property Details

APN / Parcel Number

Primary APNC56-001-032-9365-0
Alternative APN
  • 15-1S-22-1501-0000-0350

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,050 sqft Heated Area
Gross Area2,642 sqft
1st Floor Area1,364 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area3,650 sqft (0.083 acres)
Garage TypeFinished
Garage Area400 sqft
PorchOpen Porch
Porch Area75 sqft
Patio Area117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4296 SKIPJACK CV
CityNICEVILLE
StateFL
Zip32578-7150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARINA LANDING BUNGALOWS LOTS 34 & 35
Legal Range22
Legal Township01S
Legal Section15
Legal SubdivisionMARINA LANDING BUNGALOWS
Legal Lot Number34,35 35
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3004
Census Tract21002

Owner

4296 Skipjack Cv is owned and occupied by two individuals who bought it in March 2017.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address4296 SKIPJACK CV, NICEVILLE, FL 32578-7150
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 31, 2017Warranty Deed, Transfer · VA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2017 · Amount on File
Deed SaleMar 31, 2017 · Amount on File
Prior SaleMay 28, 2014 · Amount on File
Deed Document Number3126276
Deed Book / Page3293 / 2171
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4296 SKIPJACK CV, NICEVILLE, FL 32578-7150
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034860194
DateAug 24, 2020
Book Page3486/194
Instrument3384726
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 31, 2017
Property Address4296 SKIPJACK CV, NICEVILLE, FL 32578-7150
Document Number0032932171
Book / Page003293 / 002171
Instrument DateMar 30, 2017
Instrument3126276
Transaction TypeTransfer
Record UpdatedJun 15, 2018
Title CompanyFIRST NATIONAL LAND TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4296 SKIPJACK CV NICEVILLE FL 325787150, NICEVILLE, FL 32578-7150

Mortgage

Document Number32932172
DateMar 31, 2017
Book Page003293/002172
Instrument3126277
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 30, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$370,727$520,312 Land $193,050 Building $327,262
2023$3,704.00 (+2.43%) Homeowner's exemption$349,785 (+3%)$487,432 (+6.08%) Land $162,948 Building $324,484
2022$3,616.00 Homeowner's exemption$339,597$459,505 Land $155,189 Building $304,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4296 Skipjack Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 218 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 units insured
incl. 60 condo units
Nearby Flood Claims89 (1994–2020)
Claims Outside the SFHA20 of 89
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 49 claims
  • Hurricane Georges, Sep 1998 · 15 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4296 Skipjack Cv is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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