4296 Pine Ridge Rd, Naples, FL 34119 Property Records

Collier County property record for 4296 Pine Ridge Rd, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,339 sqft · built 1979
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Mar 2020)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`334300 80 14B15`

Property Details

APN / Parcel Number

Primary APN	`334300 80 14B15`
Alternative APNs	`379275200050728008014` `37927520005`

Interior

Stories	1 Story
Building Area	1,339 sqft Living Area
Gross Area	1,579 sqft
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Lot Area	49,223 sqft (1.13 acres)
Porch	Screened Porch

Location & Zoning

Street Address	4296 PINE RIDGE RD
City	NAPLES
State	FL
Zip	34119-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 26 W 75FT OF TR 80
Legal Range	26
Legal Township	49
Legal Section	15
Legal Subdivision	GOLDEN GATE EST UNIT 26
Legal Tract	80
Legal Block	1
Legal Lot Number	1
Legal Unit	26
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1001
Census Tract	10408

Owner

Source: Collier County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4296 PINE RIDGE RD, NAPLES, FL 34119-4009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Dec 5, 2014 · Amount on Record
Deed Document Number	20205838082
Deed Book / Page	5735 / 1327
Prior Transfer Date	Nov 24, 2004
Prior Transfer Doc	0003520455
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4296 PINE RIDGE RD, NAPLES, FL 34119-4009
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4296 HNE RIDGE RD, NAPLES, FL 34119

Mortgage

Document Number	0062871524
Date	Sep 13, 2023
Book Page	6287/1524
Instrument	6452645

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	TAMPA, FL 33660

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4296 PINE RIDGE RD, NAPLES, FL 34119-4009
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4296 PINE RIDGE RD, NAPLES, FL 34119-4009

Mortgage

Document Number	0061041890
Date	Mar 29, 2022
Book Page	6104/1890
Instrument	6227290

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 4, 2020
Property Address	4296 PINE RIDGE RD, NAPLES, FL 34119-4009
Document Number	0057351327
Book / Page	5735 / 1327
Map Reference	MB 7 PG 15&16
Instrument Date	Feb 28, 2020
Instrument	5838082
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1713 MOHLE DR, 1713, AUSTIN, TX 78703-1811

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4296 PINE RIDGE RD, NAPLES, FL 34119-4009

Mortgage

Document Number	0057351329
Date	Mar 4, 2020
Instrument	5735/1329

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,248.00 (+6.79%) Homeowner's exemption	$226,259 (+51.18%)	$287,023 (+15.15%) Land $229,100 Building $57,923
2024	$2,105.00 (+50.14%)
2023	$1,402.00 (-0.14%) Homeowner's exemption	$149,660 (+3%)	$249,251 (+13.86%) Land $168,100 Building $81,151
2022	$1,404.00 Homeowner's exemption	$145,301	$218,913 Land $141,855 Building $77,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	12 (2017–2022)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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