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4296 Bugle St, Clermont, FL 34711 Property Records

Lake County property record for 4296 Bugle St, Clermont, FL 34711 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,838 sqft · built 2014
Lot Size0.28 acres (12,224 sqft)
OwnerIndividual Name on File
Last Sale$367,400 (Jul 2014)
Tax Bill$6,775 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-23-26-0100-000-03100

Property Details

APN / Parcel Number

Primary APN10-23-26-0100-000-03100
Alternative APN
  • 3884791

Interior

Bedrooms6 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,838 sqft Living Area
1st Floor Area1,618 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area12,224 sqft (0.28 acres)
Garage TypeFinished
Garage Area650 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area362 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3884791
Street Address4296 BUGLE ST
CityCLERMONT
StateFL
Zip34711-5418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTER'S RUN PHASE 1 PB 64 PG 93-95 LOT 31 ORB 4506 PG 1795
Legal Section10
Legal SubdivisionHUNTER
Legal Phase1
Legal Tract100
Legal Lot Number31
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1048
Census Tract31306

Owner

Source: Lake County records · APN 10-23-26-0100-000-03100

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4296 BUGLE ST, CLERMONT, FL 34711-5418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU
Nov 01, 2019Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 25, 2014 · Amount on Record
Deed SaleJul 25, 2014 · Amount on Record
Deed Document Number2014081169
Deed Book / Page4506 / 1795
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address4296 BUGLE ST, CLERMONT, FL 34711-5418
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4296 BUGLE ST, CLERMONT, FL 34711-5418

Mortgage

Document Number0056472005
DateFeb 22, 2021
Book Page5647/2005
Instrument2021023813
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2041

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address4296 BUGLE ST, CLERMONT, FL 34711-5418
Document Number0053711613
Instrument DateNov 01, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyMORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4296 BUGLE ST CLERMONT FL 347115418, CLERMONT, FL 34711-5418

Mortgage

Document Number0053711613
DateNov 08, 2019
Book Page005371/001613
Instrument127176
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 07, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$450,720 (+5.98%) Land $120,000 Building $330,720$660,225 (+2.18%) Land $120,000 Building $540,225
2024$6,775.00 (+1.76%)
2023$6,658.00 (+2.87%) Homeowner's exemption$425,270 (+3%)$646,168 (+27.81%) Land $120,000 Building $526,168
2022$6,472.00 Homeowner's exemption$412,890$505,568 Land $64,500 Building $441,068

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 50 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
49 of 50 on primary residences
Nearby Flood Claims4 (1995–2017)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2017, other causes, Hurricane Irma
Flood Events
  • Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,786 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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