St. Louis County property record for 4296 Arrowhead Point Rd, Tower, MN 55790 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 3,040 sqft Gross Area |
| Lot Size | 209,088 sqft (4.8 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,675,000 (2021) |
| Tax Bill | $7,612.00 (2026) |
| Primary APN | 387-0010-00350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 3 Partial Baths |
| Total Rooms | 3 Rooms |
| Building Area | 3,040 sqft Gross Area |
| 1st Floor | 1,840 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 209,088 sqft (4.8 acres) |
| Garage Area | 2,498 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Total Buildings | 5 Total Buildings |
| Deck Area | 30 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 920 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1123730 |
|---|---|
| Street Address | 4296 ARROWHEAD POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8140 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART OF LOT 4 BEGINNING 770 FT E OF SWCORNER RUNNING THENCE NELY ALONG THE SLYLINE OF COUNTY ROAD TO THE LAKE SHORETHENCE SLY |
| Legal Range | 16W |
| Legal Township | 62N |
| Legal Section | 03 |
| Legal Subdivision | GREENWOOD TOWN OF |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | GREENWOOD |
| Census Blockgroup | 1 |
| Census Block | 1269 |
| Census Tract | 15502 |
Source: St. Louis County records · APN 387-0010-00350
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4296 ARROWHEAD POINT RD, TOWER, MN 55790-8140 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage NORTHERN STATE BANK OF VIRGINIA |
| Apr 22, 2021 | Deed of Trust, Mortgage NORTHERN STATE BANK OF VIRGINIA |
| Jul 08, 2022 | Assignment of Lease (Leasehold Sale), Transfer |
| Jan 03, 2022 | Warranty Deed, Transfer · Commercial Mortgage BANKVISTA |
| Dec 28, 2021 | Warranty Deed, Transfer · Commercial Mortgage BANKVISTA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on Record |
| Deed Sale | Dec 28, 2021 · Amount on Record |
| Prior Sale | Jan 12, 2015 · Amount on Record |
| Deed Doc Number | 20211051444 |
| Last Transfer Date | Jul 08, 2022 |
| Transfer Doc | 0001447042 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4296 ARROWHEAD POINT RD, TOWER, MN 55790-8140 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4296 ARROWHEAD POINT RD, TOWER, MN 55790-8140 |
| Document Number | 0001412039 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 1412039 |
| Name | NORTHERN STATE BANK OF VIRGINIA |
|---|---|
| Type | Bank |
| Address | VIRGINIA, MN 55792 |
| Amount | Amount Recorded |
|---|---|
| Term | 48 Months |
| Due | Apr 15, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4296 ARROWHEAD POINT RD, TOWER, MN 55790-8140 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4296 ARROWHEAD POINT RD, TOWER, MN 55790-8140 |
| Document Number | 0001039650 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 1039650 |
| Name | NORTHERN STATE BANK OF VIRGINIA |
|---|---|
| Type | Bank |
| Address | VIRGINIA, MN 55792 |
| Amount | Amount Recorded |
|---|---|
| Term | 48 Months |
| Due | Apr 15, 2025 |
| Document Type | Assignment of Lease (Leasehold Sale) |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 08, 2022 |
| Property Address | 4296 ARROWHEAD POINT RD, TOWER, MN 55790-8140 |
| Document Number | 0001447042 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 1447042 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4296 ARROWHEAD POINT RD, TOWER, MN 55790-8140 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 03, 2022 |
| Property Address | 4296 ARROWHEAD POINT RD, TOWER, MN 55790-8140 |
| Document Number | 0001434317 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 1434317 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | NORTHEAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4296 ARROWHEAD POINT RD, TOWER, MN 55790-8140 |
| Document Number | 0001434319 |
|---|---|
| Date | Jan 03, 2022 |
| Instrument | 1434319 |
| Name | BANKVISTA |
|---|---|
| Type | Bank |
| Address | SARTELL, MN 56377 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 22, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 28, 2021 |
| Property Address | 4296 ARROWHEAD POINT RD, TOWER, MN 55790-8140 |
| Document Number | 0001051444 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 1051444 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,527.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4296 ARROWHEAD POINT RD, TOWER, MN 55790-8140 |
| Document Number | 0001051445 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 1051445 |
| Name | BANKVISTA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 22, 2031 |
| Document Number | 0001051446 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 1051446 |
| Name | BANKVISTA |
|---|---|
| Type | Bank |
| Address | SARTELL, MN 56377 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 22, 2022 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,612.00 (+12.17%) Homeowner's exemption | ||
| 2025 | $6,786.00 (-2.75%) Homeowner's exemption | $1,226,100 (+23.07%) Land $705,000 Building $521,100 | $1,226,100 (+23.07%) Land $705,000 Building $521,100 |
| 2024 | $6,978.00 | $996,300 (+11.58%) Land $542,000 Building $454,300 | $996,300 (+11.58%) Land $542,000 Building $454,300 |
| 2022 | $892,900 Land $496,200 Building $396,700 | $892,900 Land $496,200 Building $396,700 |
4296 Arrowhead Point Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 21st in Minnesota |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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