Macomb County property record for 42955 Rivergate Dr, Clinton Township, MI 48038
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 3,506 sqft · built 1999 |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Jun 2021) |
| Tax Bill | $9,637 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-11-09-105-051 |
| Primary APN | 16-11-09-105-051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,506 sqft Living Area |
| 1st Floor Area | 1,803 sqft |
| Basement Area | 1,803 sqft |
| Unfinished Basement | 1,803 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Roof Type | Hip |
| Lot Area | 11,456 sqft (0.263 acres) |
| Lot Dimensions | 123 ft deep x 93 ft wide |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 42955 RIVERGATE DR |
|---|---|
| City | CLINTON TOWNSHIP |
| State | MI |
| Zip | 48038-5556 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-1 |
| Legal Description | 50-11-09-105-051 D51 99 CONDO RIVER POINTE CONDOMINIUM UNIT NO 51 MACOMB COUNTY CONDO PLAN NO 563, L 7850 P 620-674 |
| Legal Subdivision | MACOMB COUNTY CONDO |
| Legal Unit | 51 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | CLINTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 243000 |
Source: Macomb County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42955 RIVERGATE DR, CLINTON TOWNSHIP, MI 48038-5556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 21, 2021 | Warranty Deed, Transfer |
| Mar 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on Record |
| Deed Sale | Jun 21, 2021 · Amount on Record |
| Prior Sale | Dec 19, 2011 · Amount on Record |
| Deed Document Number | 20212201996 |
| Deed Book / Page | 27820 / 842 |
| Prior Transfer Date | Oct 23, 2012 |
| Prior Transfer Doc | 0000162483 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 12, 2026 |
| Property Address | 42955 RIVERGATE DR, CLINTON TOWNSHIP, MI 48038-5556 |
| Document Number | 0000056456 |
| Book / Page | 30711 / 863 |
| Instrument Date | Jun 7, 2026 |
| Instrument | 202656456 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCOMMODATION/COURTESY RECOR |
| Name | Verified Name |
|---|---|
| Address | 42955 RIVERGATE DR, CLINTON TOWNSHIP, MI 48038-5556 |
| Document Number | 0000056456, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 30711/863 |
| Instrument | 202656456 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 42955 RIVERGATE DR, CLINTON TOWNSHIP, MI 48038-5556 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21831 SUSSEX ST, OAK PARK, MI 48237-2665 |
| Document Number | 2102209822 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 27861/878 |
| Instrument | 202102209822 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 21, 2021 |
| Property Address | 42955 RIVERGATE DR, CLINTON TOWNSHIP, MI 48038-5556 |
| Document Number | 2102201996 |
| Book / Page | 27820 / 842 |
| Map Reference | LB 26515 PG 709 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 202102201996 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,999.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42955 RIVERGATE DR, 42955, CLINTON TOWNSHIP, MI 48038-5556 |
| Name | Verified Name |
|---|---|
| Address | 42955 RIVERGATE DR, CLINTON TOWNSHIP, MI 48038-5556 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 42955 RIVERGATE DR, CLINTON TOWNSHIP, MI 48038-5556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030055 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 24600/138 |
| Instrument | 7030055 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Jan 1, 2027 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Clinton Charter Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,700 (+0.97%) | $519,400 (+0.97%) | |
| 2025 | $9,637.00 (+13.48%) Homeowner's exemption | $257,200 (+20.75%) | $514,400 (+20.75%) |
| 2023 | $213,000 | $426,000 | |
| 2022 | $8,492.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2014) |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLINTON TOWNSHIP serves 100,513 people · EPA ID MI0001480 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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