42954 Labella Ln, Polson, MT 59860 Property Records

Lake County property record for 42954 Labella Ln, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,647 sqft · built 1976
Lot Size	0.411 acres (17,903 sqft)
Owner	2 Individual Names on Record
Last Sale	$507,500 (Jun 2019)
Tax Bill	$10,322 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R15632`

Property Details

APN / Parcel Number

Primary APN	`R15632`
Alternative APNs	`15-3467-26-2-02-06-0000` `0000000343`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,647 sqft Living Area
1st Floor Area	1,647 sqft
Basement Area	1,164 sqft
Finished Basement	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,903 sqft (0.411 acres)
Lot Dimensions	208 ft deep x 86 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	821 sqft
Parking Spaces	3 Parking Spaces
Deck Area	80 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000000343
Street Address	42954 LABELLA LN
City	POLSON
State	MT
Zip	59860-7683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LABELLA VISTA, S26, T24 N, R21 W, LOT 15-A AMENDED
Legal Range	21W
Legal Township	24N
Legal Section	26
Legal Subdivision	LABELLA VISTA
Legal Lot Number	15-A
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2040
Census Tract	940306

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3510 SUNFLOWER RD, BOZEMAN, MT 59715-9355
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Jun 11, 2019	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Nov 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Prior Sale	Nov 8, 2017
Deed Document Number	2019569617
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	42954 LABELLA LN, POLSON, MT 59860-7683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	583707
Date	Dec 11, 2020
Instrument	583707

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jun 11, 2019
Property Address	42954 LABELLA LN, POLSON, MT 59860-7683
Document Number	569617
Instrument Date	Jun 7, 2019
Instrument	569617
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 SOUTH AVE E, 212, MISSOULA, MT 59801-6906

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42954 LABELLA LN, POLSON, MT 59860-7683

Mortgage

Document Number	569618
Date	Jun 11, 2019
Instrument	569618

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Nov 8, 2017
Property Address	42954 LABELLA LN, POLSON, MT 59860-7683
Document Number	559055
Instrument Date	May 30, 2017
Instrument	559055
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 SOUTH AVE E, MISSOULA, MT 59801-6906

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,322.00 (+58.26%)	$1,378,000 (-)
2025	$6,522.00 (+16.34%)	$1,378,000 (+58.96%)	$1,378,000 (+58.96%) Land $956,900 Building $421,100
2023	$5,606.00	$866,900	$866,900 Land $544,700 Building $322,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 69% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG ARM WATER SYSTEM tribal government · serves 116 people · EPA ID 083090309
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Western Montana CommunityTel.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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