4295 Warren Rd, Oakland, TN 38060 Property Records

Fayette County property record for 4295 Warren Rd, Oakland, TN 38060

Property Summary

Property Type	General Agricultural/Rural
Details	3 ba · 3,179 sqft · built 2016
Lot Size	25 acres (1,089,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-020.05`

Property Details

APN / Parcel Number

Primary APN	`108-020.05`
Alternative APNs	`0810810802005` `024108 02005`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,179 sqft Gross Area
1st Floor Area	2,033 sqft
Upper Floors Area	495 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,089,000 sqft (25 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	258 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4295 WARREN RD
City	OAKLAND
State	TN
Zip	38060-4316
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	TRACT #2
Legal Tract	2
Jurisdiction	FAYETTE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1030
Census Tract	60501

Owner

4295 Warren Rd, an agricultural property, is owned by two individuals who acquired it in December 1981.

Source: Fayette County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4295 WARREN RD, OAKLAND, TN 38060-4316
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 9, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 1981
Deed Sale	Dec 7, 1981
Deed Book / Page	247 / 930
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	4295 WARREN RD, OAKLAND, TN 38060-4316
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003986
Date	Apr 29, 2021
Instrument	21003986

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	4295 WARREN RD, OAKLAND, TN 38060-4316
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 WARREN RD, OAKLAND, TN 38060

Mortgage

Document Number	0000001869
Date	Apr 8, 2024
Instrument	24001869

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 27, 2054

Interest

Change Frequency	Monthly

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	4295 WARREN RD, OAKLAND, TN 38060-4316
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4295 WARREN RD, OAKLAND, TN 38060-4316

Mortgage

Document Number	0000000183
Date	Jan 9, 2025
Instrument	25000183

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 21, 2054

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4295 Warren Rd was $1,262, up 13.8% from the year before.

Source: Fayette County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,262.00 (+13.8%)	$135,525 Land $14,350 Building $121,175	$686,300 Land $201,600 Building $484,700
2024	$1,109.00
2023		$85,850 Land $11,925 Building $73,925
2021			$415,100 Land $119,400 Building $295,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4295 Warren Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4295 Warren Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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