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4295 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 4295 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property TypeMobile Home
Details1 ba · 1,248 sqft · built 2018
Lot Size0.256 acres (11,175 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Apr 2023)
Tax Bill$1,759 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN40-23-34-376-001

Property Details

APN / Parcel Number

Primary APN40-23-34-376-001
Alternative APNs
  • 0087791-502100-4
  • 10004624790

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,248 sqft Living Area
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2018
Architectural StyleMobile Home
Exterior MaterialComposition/Composite
Roof MaterialComposition Shingle
Lot Area11,175 sqft (0.256 acres)
Lot Dimensions149 ft deep x 75 ft wide
DrivewayDriveway
Driveway Area1 sqft

Exterior Amenities

Patio Area130 sqft
Shed1 Shed
Shed Area240 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004624790
Old Parcel Number00877915021004
Street Address4295 RIVERSIDE DR
CityPUNTA GORDA
StateFL
Zip33982-1786
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeMHC
Legal DescriptionMPS 000 0000 0021 MCKINLEY PARK LT 21 RP/VIN-N113993A&B(2018) 1014/724 1514/311 2401/2109 4145/962 3255
Legal Range23E
Legal Township40S
Legal Section34
Legal SubdivisionMCKINLEY PARK
Legal Lot Number21 1014
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3003
Census Tract10200

Owner

4295 Riverside Dr, a mobile home, is owned and occupied by an individual who bought it in April 2023.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address4295 RIVERSIDE DR, PUNTA GORDA, FL 33982-1786
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2023 · Amount on File
Deed SaleApr 26, 2023 · Amount on File
Prior SaleNov 30, 2016 · Amount on File
Deed Document Number3255688
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 26, 2023
Property Address4295 RIVERSIDE DR, PUNTA GORDA, FL 33982-1786
Document Number0003255688
Map ReferenceMB 15 PG 62
Instrument DateApr 18, 2023
Instrument3255688
Transaction TypeTransfer
Record UpdatedMay 12, 2023
Title CompanyPREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4295 RIVERSIDE DR, PUNTA GORDA, FL 33982-1786

Transferred To (Grantee/Buyer)

NameVerified Name
Address3190 COZUMEL CT, CAPE CORAL, FL 33909-5437

Mortgage

Document Number0003255689
DateApr 26, 2023
Instrument3255689
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4295 Riverside Dr was $1,759 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,759.00 Homeowner's exemption$156,657$157,523 Land $16,500 Building $141,023
2023$1,341.00 (-16.5%) Homeowner's exemption$90,195 (-17.31%)$166,324 (+6.37%) Land $17,250 Building $149,074
2022$1,606.00 Homeowner's exemption$109,073$156,363 Land $11,475 Building $144,888

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4295 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 193 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies193 in force
Nearby Flood Claims357 (1982–2026)
Claims Outside the SFHA5 of 357
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 90 claims
  • Hurricane Helene, Oct 2024 · 60 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4295 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: BridgeMAXX Suncoast Broadband, CenturyLink, T-Mobile.

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