4295 Old Murphy Rd, Franklin, NC 28734 Property Records

Macon County property record for 4295 Old Murphy Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1937
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on Record
Tax Bill	$493 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6574041882`

Property Details

APN / Parcel Number

Primary APN	`6574041882`
Alternative APNs	`0800611` `140575`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Heated Area
1st Floor Area	880 sqft
Basement Area	440 sqft
Unfinished Basement	440 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	59,242 sqft (1.36 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	140575
Street Address	4295 OLD MURPHY RD
City	FRANKLIN
State	NC
Zip	28734-7708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ON U S 64
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	2
Census Block	2014
Census Tract	970302

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4295 OLD MURPHY RD, FRANKLIN, NC 28734-7708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK AND TRUST COMPANY
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK
May 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Jun 1, 2026
Property Address	4295 OLD MURPHY RD, FRANKLIN, NC 28734-7708
Document Number	0000003335
Book / Page	44 / 2398
Instrument Date	May 26, 2026
Instrument	20263335
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4295 OLD MURPHY RD, FRANKLIN, NC 28734-7708

Mortgage

Document Number	0000003335,
Date	Jun 1, 2026
Book Page	44/2398
Instrument	20263335

Lender

Name	NANTAHALA BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Jun 1, 2026
Property Address	4295 OLD MURPHY RD, FRANKLIN, NC 28734-7708
Document Number	0000003335
Book / Page	44 / 2398
Instrument Date	May 26, 2026
Instrument	20263335
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4295 OLD MURPHY RD, FRANKLIN, NC 28734-7708

Mortgage

Document Number	0000003335,
Date	Jun 1, 2026
Book Page	44/2398
Instrument	20263335

Lender

Name	NANTAHALA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 26, 2026
Property Address	4295 OLD MURPHY RD, FRANKLIN, NC 28734-7708
Document Number	0000003203
Book / Page	44 / 1556
Instrument Date	May 19, 2026
Instrument	20263203
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4295 OLD MURPHY RD, FRANKLIN, NC 28734-7708

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$493.00	$117,180 (+0.43%) Land $41,620 Building $75,560	$117,180 (+0.43%) Land $41,620 Building $75,560
2025		$116,680 (-) Land $41,620 Building $75,060	$116,680 (-) Land $41,620 Building $75,060
2023		$116,680 Land $41,620 Building $75,060	$116,680 Land $41,620 Building $75,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: BalsamWest FiberNET, Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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