4295 Long Ferry Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 4295 Long Ferry Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,138 sqft · built 1930
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (May 2019)
Tax Bill	$965 (2026)
Deeds & Mortgages	Aug 2026 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`606F002`

Property Details

APN / Parcel Number

Primary APN	`606F002`
Alternative APN	`18121`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,138 sqft Living Area
1st Floor Area	1,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	160 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4295 LONG FERRY RD
City	SALISBURY
State	NC
Zip	28146-8469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 .72AC ELEANOR POTTS
Legal Subdivision	ELEANOR POTTS
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1002
Census Tract	50901

Owner

4295 Long Ferry Rd is owned and occupied by an individual who bought it in May 2019.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4295 LONG FERRY RD, SALISBURY, NC 28146-8469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
May 15, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	Jan 1, 1997
Deed Book / Page	1327 / 700
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Aug 14, 2026
Property Address	4295 LONG FERRY RD, SALISBURY, NC 28146-8469
Document Number	1489000043
Book / Page	1489 / 43
Instrument Date	Aug 10, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4295 LONG FERRY RD, SALISBURY, NC 28146-8469

Mortgage

Document Number	1489000043,
Date	Aug 14, 2026
Book Page	1489/43

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 15, 2019
Property Address	4295 LONG FERRY RD, SALISBURY, NC 28146-8469
Document Number	0013270700
Book / Page	1327 / 0700
Map Reference	MAP 9995 PG 3082
Instrument Date	May 15, 2019
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9, SPENCER, NC 28159-0009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4295 LONG FERRY RD, SALISBURY, NC 28146-8469

Mortgage

Document Number	13270701
Date	May 15, 2019
Instrument	1327/0701

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 4295 Long Ferry Rd was $965.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$965.00	$144,613 Land $29,925 Building $114,688	$144,613 Land $29,925 Building $114,688
2023	$965.00	$144,613 Land $29,925 Building $114,688	$144,613 Land $29,925 Building $114,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4295 Long Ferry Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4295 Long Ferry Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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