4295 Courthouse Rd, Guyton, GA 31312 Property Records

Effingham County property record for 4295 Courthouse Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,567 sqft · built 2012
Lot Size	10 acres (436,471 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Feb 2022)
Tax Bill	$3,863 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03240-017-A00`

Property Details

APN / Parcel Number

Primary APN	`03240-017-A00`
Alternative APNs	`00490072A00` `28030`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,567 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	436,471 sqft (10 acres)
Garage Area	1,102 sqft

Exterior Amenities

Porch	Patio
Porch Area	438 sqft
Shed	1 Shed
Shed Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28030
Street Address	4295 COURTHOUSE RD
City	GUYTON
State	GA
Zip	31312-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	10.02 AC (OUT 324-17)
Legal Subdivision	ADOLPH N MICHELIS RLS 1323
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30404

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4295 COURTHOUSE RD, GUYTON, GA 31312-5431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Jul 18, 2017	Deed of Trust, Mortgage RENASANT BANK
Feb 17, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2022 · Amount on Record
Deed Sale	Feb 19, 2022 · Amount on Record
Prior Sale	Apr 1, 1993
Deed Document Number	2022447
Deed Book / Page	2765 / 59
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	4295 COURTHOUSE RD, GUYTON, GA 31312-5431
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4295 COURTHOUSE RD, GUYTON, GA 31312-5431

Mortgage

Document Number	0000002890/0000000310
Date	Jan 18, 2024
Book Page	0000002890/0000000310

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2039

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	4295 COURTHOUSE RD, GUYTON, GA 31312-5431
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002416/751
Date	Jul 18, 2017
Book Page	2416/751
Instrument	006371

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2027

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 17, 2022
Property Address	4295 COURTHOUSE RD, GUYTON, GA 31312-5431
Document Number	0002765/59
Book / Page	2765 / 59
Instrument Date	Feb 17, 2022
Instrument	2022-000447
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CANAL CV, POOLER, GA 31322-2550

Mortgage

Document Number	0000002765/0000000060
Date	Feb 19, 2022
Book Page	0000002765/0000000060
Instrument	001794

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,249 (-6.37%) Land $81,070 Building $123,179	$510,622 (-6.37%) Land $202,676 Building $307,946
2025	$3,863.00 (+10.88%) Homeowner's exemption	$218,145 (+18.27%) Land $81,070 Building $137,075	$545,364 (+18.27%) Land $202,676 Building $342,688
2024	$3,484.00 (+23.85%) Homeowner's exemption	$184,451 (+25.37%) Land $56,019 Building $128,432	$461,128 (+25.37%) Land $140,048 Building $321,080
2022	$2,813.00 Homeowner's exemption	$147,128 Land $47,484 Building $99,644	$367,818 Land $118,709 Building $249,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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