Clay County property record for 4295 Cedar Rd, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,681 sqft · built 1940 |
| Lot Size | 0.596 acres (25,961 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $100 (Dec 2016) |
| Tax Bill | $3,644 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Apr 2022 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 26-04-25-008685-000-00 |
| Primary APN | 26-04-25-008685-000-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,681 sqft Living Area |
| Gross Area | 3,841 sqft |
| 1st Floor Area | 2,681 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 25,961 sqft (0.596 acres) |
| Lot Dimensions | 260 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 642 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 902 sqft |
| Boat House | 700 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4295 CEDAR RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-6947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOTS 64 & 65 BLK 1 DOCTORS LAKE ESTATES AS REC OR 187 PG 466;1201 PG 618;1222 PG 733; 122 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 26 |
| Legal Subdivision | DOCTORS LAKE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 64,65 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 30802 |
4295 Cedar Rd is owner-occupied and held in a trust since November 2022.
Source: Clay County records, as of December 3, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4295 CEDAR RD, ORANGE PARK, FL 32065-6947 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 6, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jul 14, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Feb 18, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 4, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage GOLDWATER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2016 · Amount on File |
| Deed Sale | Dec 1, 2016 · Amount on File |
| Deed Book / Page | 3931 / 1460 |
| Last Transfer Date | Nov 15, 2022 |
| Transfer Doc | 0046670651 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 16, 2022 |
| Property Address | 4295 CEDAR RD, ORANGE PARK, FL 32065-6947 |
| Document Number | 0046670651 |
| Book / Page | 4667 / 651 |
| Map Reference | MB 5 PG 6-9 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 2022067444 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4295 CEDAR RD, 4295, ORANGE PARK, FL 32065-6947 |
| Name | Verified Name |
|---|---|
| Address | 4295 CEDAR RD, ORANGE PARK, FL 32065-6947 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4295 CEDAR RD, ORANGE PARK, FL 32065-6947 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4295 CEDAR RD, ORANGE PARK, FL 32065-6947 |
| Document Number | 0045921968 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 4592/1968 |
| Instrument | 2022022148 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4295 CEDAR RD, ORANGE PARK, FL 32065-6947 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 4295 CEDAR RD, ORANGE PARK, FL 32065-6947 |
| Document Number | 0044820226 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 4482/226 |
| Instrument | 2021043519 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 18, 2021 |
| Property Address | 4295 CEDAR RD, ORANGE PARK, FL 32065-6947 |
| Document Number | 0044180224 |
| Book / Page | 4418 / 224 |
| Map Reference | MB 5 PG 6-9 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2021010175 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4295 CEDAR RD, ORANGE PARK, FL 32065-6947 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 4, 2017 |
| Property Address | 4295 CEDAR RD, ORANGE PARK, FL 32065-6947 |
| Document Number | 0039311460 |
| Book / Page | 3931 / 1460 |
| Map Reference | MB5 PG6-9 |
| Instrument Date | Dec 24, 2016 |
| Instrument | 2017000350 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4295 CEDAR RD, ORANGE PARK, FL 32065-6947 |
| Document Number | 2017000351 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 2017000351 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
The 2025 property tax bill for 4295 Cedar Rd was $3,644 with a homeowner's exemption, up 4.8% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,644.00 (+4.8%) Homeowner's exemption | $279,106 | $691,280 Land $444,000 Building $247,280 |
| 2024 | $3,477.00 (-6.61%) | ||
| 2023 | $3,723.00 (+9.89%) Homeowner's exemption | $263,341 (+6.04%) | $552,391 (+8.69%) Land $310,800 Building $241,591 |
| 2022 | $3,388.00 Homeowner's exemption | $248,335 | $508,244 Land $310,800 Building $197,444 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4295 Cedar Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 106 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 108 (1983–2024) |
| Claims Outside the SFHA | 19 of 108 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4295 Cedar Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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