42945 Ridgeway Dr, Broadlands (Ashburn), VA 20148 Property Records

Loudoun County property record for 42945 Ridgeway Dr, Broadlands, VA 20148 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,878 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$498,343 (Mar 2003)
Tax Bill	$9,534 (2023)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`156-10-2786-000`

Property Details

APN / Parcel Number

Primary APN	`156-10-2786-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,878 sqft Living Area
Gross Area	6,296 sqft
1st Floor Area	1,460 sqft
Basement Area	1,514 sqft
Finished Basement	1,514 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	42945 RIDGEWAY DR
City	BROADLANDS
State	VA
Zip	20148-4547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROADLANDS SOUTH SEC.70 200303140024700 PC F-613-9 BK.4 LOT 16
Legal Subdivision	BROADLANDS SOUTH
Legal Block	4
Legal Lot Number	16
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	4
Census Block	4000
Census Tract	611022

Owner

Source: Loudoun County records · APN 156-10-2786-000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	42945 RIDGEWAY DR, BROADLANDS, VA 20148-4547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 20, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 14, 2003 · Amount on Record
Deed Sale	Mar 14, 2003 · Amount on Record
Deed Document Number	0031424700
Deed Book / Page	314 / 24700
Record Updated	Jun 07, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42945 RIDGEWAY DR, BROADLANDS, VA 20148-4547
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011271
Date	Mar 29, 2023
Instrument	202303290011271

Lender

Name	CITIZENS BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 22, 2048

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42945 RIDGEWAY DR, BROADLANDS, VA 20148-4547
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100184
Date	Sep 27, 2021
Instrument	202109270100184

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42945 RIDGEWAY DR, BROADLANDS, VA 20148-4547
Document Number	20200724060364
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42945 RIDGEWAY DR BROADLANDS VA 201484547, BROADLANDS, VA 20148-4547

Mortgage

Document Number	20200724060364
Date	Jul 24, 2020
Instrument	60364

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3.63%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42945 RIDGEWAY DR, BROADLANDS, VA 20148-4547
Document Number	20190325013793
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42945 RIDGEWAY DR #24 BROADLANDS VA 201484547, 24, BROADLANDS, VA 20148-4547

Mortgage

Document Number	20190325013793
Date	Mar 25, 2019
Instrument	13793

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,534.00	$1,089,670 Land $309,400 Building $780,270	$1,089,670 Land $309,400 Building $780,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511076110224, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 466 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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