Lapeer County property record for 4294 Rochester Rd, Dryden, MI 48428
| Property Type | Single Family Home |
|---|---|
| Details | 2,216 sqft · built 1900 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Mar 2026) |
| Tax Bill | $3,390 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jun 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-015-040-10 |
| Primary APN | 007-015-040-10 |
|---|
| Half Baths | 2 Half Baths |
|---|---|
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 1,870 sqft |
| Basement Area | 325 sqft |
| Unfinished Basement | 325 sqft |
| Flooring | Carpet |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 1,338 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4294 ROCHESTER RD |
|---|---|
| City | DRYDEN |
| State | MI |
| Zip | 48428-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | T6N R11E SEC 15, PT OF SE 1/4 OF SEC BEG AT A PT ON E SEC LINE THAT IS S 0 DEG 14'30 W 416 FT FROM E 1/4 CORN; TH CONT S 0 |
| Legal Range | 11E |
| Legal Township | 06N |
| Legal Section | 15 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | DRYDEN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 341000 |
4294 Rochester Rd is owned and occupied by an individual who bought it in March 2026.
Source: Lapeer County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 134 THORNAPPLE CIR, LEONARD, MI 48367-3936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Jun 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| May 3, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Mar 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 13, 2019 | Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on File |
| Deed Sale | Mar 4, 2026 · Amount on File |
| Prior Sale | Sep 13, 1996 · Amount on File |
| Deed Book / Page | 3506 / 844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4294 ROCHESTER RD, DRYDEN, MI 48428-9628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4294 ROCHESTER RD, DRYDEN, MI 48428-9628 |
| Document Number | 0033030370 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 3303/370 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 14, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4294 ROCHESTER RD, DRYDEN, MI 48428-9628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4294 ROCHESTER RD, DRYDEN, MI 48428-9628 |
| Document Number | 0033540937 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 3354/937 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 318 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4294 ROCHESTER RD, DRYDEN, MI 48428-9628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4294 ROCHESTER RD, DRYDEN, MI 48428-9628 |
| Document Number | 0034540208 |
|---|---|
| Date | May 1, 2025 |
| Book Page | 3454/208 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH STREET SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 295 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4294 ROCHESTER RD, DRYDEN, MI 48428-9628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4294 ROCHESTER RD, DRYDEN, MI 48428-9628 |
| Document Number | 0033990886 |
|---|---|
| Date | May 3, 2024 |
| Book Page | 3399/886 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 307 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Mar 4, 2026 |
| Property Address | 4294 ROCHESTER RD, DRYDEN, MI 48428-9628 |
| Document Number | 0035060844 |
| Book / Page | 3506 / 844 |
| Instrument Date | Feb 19, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4294 ROCHESTER RD, DRYDEN, MI 48428-9628 |
| Name | Verified Name |
|---|---|
| Address | 134 THORNAPPLE CIR, LEONARD, MI 48367-3936 |
| Investor | Possibly a Property Investor |
| Document Number | 0003505790 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 3505/790 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Number | 0035050790 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 3505/790 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Nov 13, 2019 |
| Property Address | 4294 ROCHESTER RD, DRYDEN, MI 48428-9628 |
| Document Number | 0030610118 |
| Book / Page | 003061 / 000118 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,911.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 57575 HANOVER RD WASHINGTON TOWNSHIP MI 480943027, WASHINGTON TOWNSHIP, MI 48094-3027 |
| Document Number | 30610121 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 003061/000121 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2049 |
The 2025 property tax bill for 4294 Rochester Rd was $3,390 with a homeowner's exemption, up 3.5% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Dryden Township |
| Unified School District | Dryden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,100 (+2.55%) | $330,200 (+2.55%) | |
| 2025 | $3,390.00 (+3.48%) Homeowner's exemption | $161,000 | $322,000 |
| 2024 | $3,276.00 | ||
| 2023 | $137,200 | $274,400 | |
| 2022 | $2,832.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4294 Rochester Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4294 Rochester Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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