4294 Cloverhill Ter, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4294 Cloverhill Ter, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,352 sqft · built 1966
Lot Size0.164 acres (7,144 sqft)
OwnerIndividual Name on File
Last Sale$169,500 (Jun 2021)
Tax Bill$3,530 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Feb 2021 Foreclosure
Flood ZoneZone X (minimal risk)
APN540-0020-0078-00

Property Details

APN / Parcel Number

Primary APN540-0020-0078-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,352 sqft Living Area
1st Floor Area2,352 sqft

Exterior

Year BuiltBuilt 1966
Architectural StyleConventional
Exterior MaterialBrick
Lot Area7,144 sqft (0.164 acres)
Lot Dimensions122 ft deep x 62 ft wide
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area25 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4294 CLOVERHILL TER
CityCINCINNATI
StateOH
Zip45238-6126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOVERHILL TERR 62 X 122.50 LOT 69 DELSHIRE SUB BLK B PART 1
Legal SubdivisionDELSHIRE SUB
Legal BlockB
Legal Lot Number69
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group1
Census Block1005
Census Tract21422

Owner

4294 Cloverhill Ter is owned and occupied by an individual who bought it in June 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4294 CLOVERHILL TER, CINCINNATI, OH 45238-6126
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2021Warranty Deed, Transfer · Conventional Mortgage
AMCAP MORTGAGE LTD
Feb 18, 2021Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2021 · Amount on File
Deed SaleJun 24, 2021 · Amount on File
Prior SaleFeb 18, 2021 · Amount on File
Deed Document Number0000077153
Deed Book / Page14445 / 2528
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 24, 2021
Property Address4294 CLOVERHILL TER, CINCINNATI, OH 45238-6126
Document Number0000077153
Book / Page14445 / 2528
Map ReferenceMB 17 PG 33&34
Instrument DateJun 15, 2021
Instrument2021-0077153
Transaction TypeTransfer
Record UpdatedJul 23, 2021
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$508.50
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4294 CLOVERHILL TER, CINCINNATI, OH 45238-6126

Mortgage

Document Number0000077154
DateJun 24, 2021
Instrument2021-0077154
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

February 2021: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionHAMILTON OH
Recording DateFeb 18, 2021
Property Address4294 CLOVERHILL TER, CINCINNATI, OH 45238-6126
Document Number0000020638
Book / Page14357 / 928
Map ReferenceMB 17 PG 33&34
Instrument DateDec 9, 2020
Instrument2021-0020638
Transaction TypeForeclosure
Record UpdatedFeb 22, 2022

Transaction

AmountAmount on Record
Tax$416.80
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1141 OLIVIA LN, CINCINNATI, OH 45238-4517

Tax Assessment & Valuation

The 2025 property tax bill for 4294 Cloverhill Ter was $3,530, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,530.00 (+2.53%)$59,325 (+%) Land $7,766 Building $51,559
2024$3,443.00 (-0.32%)$59,324 (-) Land $7,766 Building $51,558
2023$3,454.00 (+70.23%)$59,324 (+91.89%) Land $7,766 Building $51,558$169,500 Land $22,190 Building $147,310
2022$2,029.00 Homeowner's exemption$30,916 Land $7,581 Building $23,335
2020$88,330 Land $21,660 Building $66,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4294 Cloverhill Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4294 Cloverhill Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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