4294 Cider Mill Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4294 Cider Mill Dr, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,108 sqft · built 1978
Lot Size0.231 acres (10,062 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Nov 2019)
Tax Bill$3,441 (2025)
Deeds & MortgagesOct 2026 Transfer
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-32-14B-363

Property Details

APN / Parcel Number

Primary APN41-32-14B-363

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,108 sqft Living Area
1st Floor Area520 sqft
Basement Area520 sqft
Finished Basement520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleBi-Level
Exterior MaterialWood
Construction TypeFrame
Lot Area10,062 sqft (0.231 acres)
View / LotCul-de-sac
Garage Area520 sqft
Parking Spaces2 Parking Spaces
Deck Area200 sqft
Patio Area620 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4294 CIDER MILL DR
CityCINCINNATI
StateOH
Zip45245-1602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCIDER MILL; LOT 74
Legal SubdivisionCIDER MILL
Legal Lot Number74
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3006
Census Tract41403

Owner

Source: Clermont County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4294 CIDER MILL DR, CINCINNATI, OH 45245-1602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Nov 12, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2019 · Amount on Record
Deed SaleNov 12, 2019 · Amount on Record
Prior SaleJan 26, 1993 · Amount on Record
Deed Document Number201925797
Deed Book / Page2823 / 1627
Last Transfer DateOct 2, 2026
Transfer Doc0000023095
Record UpdatedOct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLERMONT OH
Recording DateOct 6, 2026
Property Address4294 CIDER MILL DR, CINCINNATI, OH 45245-1602
Document Number0000023095
Book / Page3035 / 4674
Instrument DateOct 2, 2026
Instrument202623095
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4294 CIDER MILL DR, CINCINNATI, OH 45245-1602

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4294 CIDER MILL DR, CINCINNATI, OH 45245-1602
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010528
DateApr 2, 2021
Book Page2875/2179
Instrument202100010528
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateNov 12, 2019
Property Address4294 CIDER MILL DR, CINCINNATI, OH 45245-1602
Document Number0000025797
Book / Page2823 / 1627
Map ReferenceMB T PG 43
Instrument DateNov 9, 2019
Instrument201900025797
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4294 CIDER MILL DR, CINCINNATI, OH 45245-1602

Mortgage

Document Number0000025798
DateNov 12, 2019
Instrument201900025798
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,441.00 (-48.6%)$67,310 (-) Land $12,570 Building $54,740
2024$192,300 (-) Land $35,900 Building $156,400
2023$6,694.00 (+135.87%) Homeowner's exemption$67,310 (+38.16%) Land $12,570 Building $54,740$192,300 (+38.15%) Land $35,900 Building $156,400
2022$2,838.00 Homeowner's exemption$48,720 Land $9,100 Building $39,620
2020$139,200 Land $26,000 Building $113,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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