Laclede County property record for 42920 Hwy U, Plato, MO 65552
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 5,342 sqft · built 2014 |
| Lot Size | 104 acres (4,530,240 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,371 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-0172-02-04-33-12 |
| Primary APN | 50-0172-02-04-33-12 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 5,342 sqft Adjusted Area |
| 1st Floor Area | 1,776 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 4,530,240 sqft (104 acres) |
| Porch | Open Porch |
|---|---|
| Shed | 1 Shed |
| Shed Area | 782 sqft |
| Utility Building | 192 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 50-0172-02-04-33-12 |
|---|---|
| Street Address | 42920 HIGHWAY U |
| City | PLATO |
| State | MO |
| Zip | 65552-8514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 4-33-12 104 ACRES PT LOTS 1 & 2 NW1/4 |
| Legal Range | 12W |
| Legal Township | 33N |
| Legal Section | 04 |
| Legal Lot Number | 1-2 |
| Jurisdiction | LACLEDE MO |
| Township / Civil Division | GASCONADE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 960202 |
Source: Laclede County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42920 HIGHWAY U, PLATO, MO 65552-8514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2012 |
| Deed Sale | Jun 4, 2012 |
| Prior Sale | Sep 10, 2009 |
| Deed Document Number | 20122532 |
| Deed Book / Page | 257 / 2738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LACLEDE MO |
| Property Address | 42920 HIGHWAY U, PLATO, MO 65552-8514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2020/4091 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 2020/4091 |
| Instrument | 2020-4091 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
Source: Laclede County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Laclede County |
| Unified School District | Plato R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,620 (-) | $331,200 (-) Land $20,900 Building $310,300 | |
| 2025 | $2,371.00 (+11.31%) | $61,620 (+10.73%) | $331,200 (+10.58%) Land $20,900 Building $310,300 |
| 2023 | $2,130.00 (+0.24%) | $55,650 | $299,500 Land $20,900 Building $278,600 |
| 2022 | $2,125.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Splash Wireless Internet Fixed Wireless | 200 / 25 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Total HighSpeed Internet Solutions Fixed Wireless | 30 / 10 |
5G (outdoors only) and 4G LTE
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