4292 W Bend Dr, Willoughby, OH 44094 Property Records

Lake County property record for 4292 W Bend Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1964
Lot Size	0.355 acres (15,481 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Oct 2006)
Tax Bill	$5,647 (2023)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-020-B-00-005-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-020-B-00-005-0`
Alternative APN	`A 154`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	15,481 sqft (0.355 acres)
Lot Dimensions	172 ft deep x 90 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	376 sqft
Deck Area	289 sqft
Patio Area	168 sqft
Balcony	Balcony
Balcony Area	48 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	A 154
Street Address	4292 W BEND DR
City	WILLOUGHBY
State	OH
Zip	44094-7943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Description	LOT 1 TRACT 1
Legal Subdivision	PARKER SUBDIVISION
Legal Tract	1
Legal Lot Number	27
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2014
Census Tract	201500

Owner

4292 W Bend Dr is owned and occupied by an individual who acquired it in May 2022.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	4292 W BEND DR, WILLOUGHBY, OH 44094-7943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2006 · Amount on File
Deed Sale	Oct 31, 2006 · Amount on File
Prior Sale	Oct 31, 2006 · Amount on File
Deed Document Number	0000044478
Last Transfer Date	May 13, 2022
Transfer Doc	0000013930
Record Updated	Jun 7, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	May 13, 2022
Property Address	4292 W BEND DR, WILLOUGHBY, OH 44094-7943
Document Number	0000013930
Map Reference	VOL N PG 32
Instrument Date	May 2, 2022
Instrument	2022R013930
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4292 W BEND DR, WILLOUGHBY, OH 44094-7943
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013931
Date	May 13, 2022
Instrument	2022R013931

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,647.00 (+53.95%) Homeowner's exemption	$59,650 (-) Land $16,030 Building $43,620
2022	$3,668.00 Homeowner's exemption	$59,650 Land $16,030 Building $43,620
2021			$170,430 Land $45,800 Building $124,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4292 W Bend Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4292 W Bend Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20