Chautauqua County and Ellery Town property record for 4292 Towerville Rd, Bemus Point, NY 14712
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,024 sqft · built 1900 |
| Lot Size | 28.2 acres (1,228,392 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $86,250 (Sep 1998) |
| Tax Bill | $3,525 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| APN | 063689 300.00-1-22 |
| Primary APN | 063689 300.00-1-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| 1st Floor Area | 1,212 sqft |
| 2nd Floor Area | 812 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,228,392 sqft (28.2 acres) |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 48 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4292 TOWERVILLE RD |
|---|---|
| City | BEMUS POINT |
| State | NY |
| Zip | 14712-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | OLD APN: 063689 11-1-20.2 |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | ELLERY |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 36901 |
Source: Chautauqua County and Ellery Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4292 TOWERVILLE RD, BEMUS POINT, NY 14712-9745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1998 · Amount on Record |
| Deed Sale | Sep 1, 1998 · Amount on Record |
| Deed Book / Page | 2395 / 609 |
| Last Transfer Date | Dec 23, 2011 |
| Transfer Doc | 0000002011/000000678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 4292 TOWERVILLE RD, BEMUS POINT, NY 14712-9745 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2021001009 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | MT2021001009 |
| Name | NORTHWEST BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Ellery Town |
| Unified School District | Bemus Point Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,525.00 (+0.63%) Homeowner's exemption | ||
| 2025 | $3,503.00 | $113,800 (-) Land $64,000 Building $49,800 | $183,500 (+12.37%) Land $103,199 Building $80,301 |
| 2023 | $113,800 (-) Land $64,000 Building $49,800 | $163,300 (+12.78%) Land $91,838 Building $71,462 | |
| 2022 | Homeowner's exemption | $113,800 Land $64,000 Building $49,800 | $144,800 Land $81,434 Building $63,366 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
| DFT Local Service Fixed Wireless | 100 / 10 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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