Morgan County property record for 4292 River Rd, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,418 sqft · built 1930 |
| Lot Size | 9.5 acres (413,820 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,000 (Nov 2020) |
| Tax Bill | $1,679 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-3-0004.0000 |
| Primary APN | 01-3-0004.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,418 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 413,820 sqft (9.5 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4292 RIVER RD |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-4352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ON POTOMAC 9.50 AC |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970701 |
4292 River Rd is owned and occupied by an individual who bought it in November 2020.
Source: Morgan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4292 RIVER RD, BERKELEY SPRINGS, WV 25411-4352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on File |
| Deed Sale | Nov 2, 2020 · Amount on File |
| Deed Document Number | 871136 |
| Deed Book / Page | 278 / 410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN WV |
| Recording Date | Nov 2, 2020 |
| Property Address | 4292 RIVER RD, BERKELEY SPRINGS, WV 25411-4352 |
| Document Number | 000278/410 |
| Book / Page | 278 / 410 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 871136 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4292 RIVER RD, BERKELEY SPRINGS, WV 25411-4352 |
| Document Number | 0000871137 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 871137 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4292 River Rd was $1,679.
Source: Morgan County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,679.00 | $168,920 Land $34,940 Building $133,980 | $281,500 Land $58,200 Building $223,300 |
| 2023 | $1,522.00 (+1%) | $152,120 (+0.96%) Land $32,060 Building $120,060 | $253,500 (+0.96%) Land $53,400 Building $200,100 |
| 2022 | $1,507.00 | $150,680 Land $32,060 Building $118,620 | $251,100 Land $53,400 Building $197,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4292 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4292 River Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 43% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures