42912 Ridgeway Dr, Broadlands (Ashburn), VA 20148 Property Records

Loudoun County property record for 42912 Ridgeway Dr, Broadlands, VA 20148

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,773 sqft · built 2003
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on File
Last Sale	$439,605 (Apr 2003)
Tax Bill	$8,132 (2026)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156-29-8127-000`

Property Details

APN / Parcel Number

Primary APN	`156-29-8127-000`
Alternative APN	`78 A 9 2`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,773 sqft Living Area
1st Floor Area	1,105 sqft
Basement Area	1,112 sqft
Finished Basement	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	394 sqft
Deck Area	Deck Area
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	42912 RIDGEWAY DR
City	BROADLANDS
State	VA
Zip	20148-4551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	BROADLANDS SOUTH SEC.72 BK.2 LOT 2 200304280048559 PC F-613-9
Legal Subdivision	BROADLANDS
Legal Block	3
Legal Lot Number	2
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	3
Census Block	3000
Census Tract	611022

Owner

42912 Ridgeway Dr is owned and occupied by two individuals who bought it in April 2003.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42912 RIDGEWAY DR, BROADLANDS, VA 20148-4551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2003 · Amount on File
Deed Sale	Apr 28, 2003 · Amount on File
Deed Book / Page	OV / 48559
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42912 RIDGEWAY DR, BROADLANDS, VA 20148-4551
Document Number	20190923056837
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42912 RIDGEWAY DR BROADLANDS VA 201484551, BROADLANDS, VA 20148-4551

Mortgage

Document Number	20190923056837
Date	Sep 23, 2019
Instrument	56837

Lender

Name	FREEDOM BK/VA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 42912 Ridgeway Dr was $8,132.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,132.00	$1,010,280 Land $333,800 Building $676,480	$1,010,280 Land $333,800 Building $676,480
2023	$7,767.00	$887,740 Land $308,800 Building $578,940	$887,740 Land $308,800 Building $578,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42912 Ridgeway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42912 Ridgeway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20