Collier County property record for 4291 Pearl Harbor Dr, Naples, FL 34112
| Property Type | Single Family Home |
|---|---|
| Details | 1,623 sqft · built 1977 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Oct 2019) |
| Tax Bill | $4,145 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 464800 13 15B18 |
| Primary APN | 464800 13 15B18 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,623 sqft Living Area |
| 1st Floor Area | 1,623 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 96 ft deep x 106 ft wide |
| Pool Type | Spa / Hot Tub (No Pool) |
| Pool Area | 36 sqft |
| Deck Area | 129 sqft |
| Street Address | 4291 PEARL HARBOR DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34112-3709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | LELY TROPICAL EST UNIT 2 BLK 13 LOT 1 |
| Legal Range | 26 |
| Legal Township | 50 |
| Legal Section | 18 |
| Legal Subdivision | LELY TROPICAL ESTATES UNIT 2 |
| Legal Tract | 464800 |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10605 |
Source: Collier County records · APN 464800 13 15B18
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4291 PEARL HARBOR DR, NAPLES, FL 34112-3709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 10, 2019 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2019 · Amount on Record |
| Deed Sale | Oct 10, 2019 · Amount on Record |
| Prior Sale | Dec 22, 2016 · Amount on Record |
| Deed Document Number | 20195775798 |
| Deed Book / Page | 5682 / 3046 |
| Prior Transfer Date | Mar 14, 2005 |
| Prior Transfer Doc | 0037592434 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4291 PEARL HARBOR DR, NAPLES, FL 34112-3709 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4291 PEARL HARBOR DR, NAPLES, FL 34112-3709 |
| Investor | Possibly a Property Investor |
| Document Number | 0062831924 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 6283/1924 |
| Instrument | 6447726 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4291 PEARL HARBOR DR, NAPLES, FL 34112-3709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4291 PEARL HARBOR DR, NAPLES, FL 34112-3709 |
| Document Number | 0060750264 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 6075/264 |
| Instrument | 6194544 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4291 PEARL HARBOR DR, NAPLES, FL 34112-3709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 4291 PEARL HARBOR DR, NAPLES, FL 34112-3709 |
| Document Number | 0058780441 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 5878/441 |
| Instrument | 5986795 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Oct 10, 2019 |
| Property Address | 4291 PEARL HARBOR DR, NAPLES, FL 34112-3709 |
| Document Number | 0056823046 |
| Book / Page | 5682 / 3046 |
| Map Reference | MB 10 PG 89 |
| Instrument Date | Oct 04, 2019 |
| Instrument | 5775798 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ACTION TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27190 DRIFTWOOD DR, 27190, BONITA SPRINGS, FL 34135-4321 |
| Name | Verified Name |
|---|---|
| Address | 4291 PEARL HARBOR DR, NAPLES, FL 34112-3709 |
| Investor | Possibly a Property Investor |
| Document Number | 0056823049 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 5682-3049 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,145.00 (-5.04%) Homeowner's exemption | $406,539 (-6.31%) Land $295,772 Building $110,767 | $406,539 (-10.08%) Land $295,772 Building $110,767 |
| 2024 | $4,365.00 (+0.25%) | ||
| 2023 | $4,354.00 (-2.27%) Homeowner's exemption | $433,903 (+3%) | $452,109 (+7.32%) Land $311,018 Building $141,091 |
| 2022 | $4,455.00 Homeowner's exemption | $421,265 Land $275,343 Building $145,922 | $421,265 Land $275,343 Building $145,922 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 145 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 362 units insured incl. 217 condo units |
| Nearby Flood Claims | 45 (1985–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Orlando Telephone Company, TPC ACC Acquisition.
Based on FCC filings for 259 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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