4290 U Ave, Sutherland, IA 51058 Property Records

Cherokee County property record for 4290 U Ave, Sutherland, IA 51058

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,416 sqft · built 1900
Lot Size	11.2 acres (490,486 sqft)
Owner	Individual Name on Record
Tax Bill	$2,526 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0405400006`

Property Details

APN / Parcel Number

Primary APN	`0405400006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,416 sqft Living Area
1st Floor Area	576 sqft
Basement Area	288 sqft
Unfinished Basement	372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	490,486 sqft (11.2 acres)
Garage Type	Attached
Garage Area	1,160 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4290 U AVE
City	SUTHERLAND
State	IA
Zip	51058-6001
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	10 AC TR SW SE 2726A-1
Legal Range	39W
Legal Township	93N
Legal Section	05
Legal Block	400
Jurisdiction	CHEROKEE IA
Township / Civil Division	SPRING
Census Block Group	1
Census Block	1005
Census Tract	80200

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4290 U AVE, SUTHERLAND, IA 51058-6001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	4290 U AVE, SUTHERLAND, IA 51058-6001
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/2003
Date	Oct 11, 2018
Book Page	2018/2003
Instrument	2018 2003

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	4290 U AVE, SUTHERLAND, IA 51058-6001
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1468
Date	Aug 13, 2020
Book Page	2020/1468
Instrument	2020 1468

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Unified School District	South O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,526.00 (+3.27%)	$275,730 (-) Land $18,620 Building $257,110	$275,730 (-) Land $18,620 Building $257,110
2025		$275,730 (+100.88%) Land $18,620 Building $257,110	$275,730 (+100.88%) Land $18,620 Building $257,110
2024	$2,446.00 (+169.38%)
2023		$137,260 (+98.15%) Land $14,660 Building $122,600	$137,260 (+98.15%) Land $14,660 Building $122,600
2022	$908.00 Additional exemption filed	$69,270 Land $11,780 Building $57,490
2021			$69,270 Land $11,780 Building $57,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on U Ave

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