4290 Southern Vista Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4290 Southern Vista Loop, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,972 sqft Heated Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$366,300 (2022)
Tax Bill	$6,302.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`132630066400011500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,972 sqft Heated Area
Gross Area	2,526 sqft Gross Area
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished
Patio Area	27 sqft Patio
Porch	Open Porch
Porch Area	154 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4290 SOUTHERN VISTA LOOP
City	SAINT CLOUD
State	FL
Zip	34772-6878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN PINES PH 4 PB 30 PGS 155-158 LOT 150
Legal Subdivision	SOUTHERN PINES PHS 4 TAYLOR MORRISON HOM
Legal Phase	4
Legal Lot Number	150
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43303

Owner

Source: Osceola County records · APN 132630066400011500

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4290 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2022 · Amount on Record
Deed Sale	Jul 08, 2022 · Amount on Record
Deed Document Number	2022105706
Deed Book / Page	6247 / 2241
Record Updated	Jun 08, 2026

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 08, 2022
Property Address	4290 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6878
Document Number	0062472241
Book / Page	6247 / 2241
Map Reference	MB 30 PG 155-158
Instrument Date	Jul 05, 2022
Instrument	2022105706
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,564.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6878

Mortgage

Document Number	0062472247
Date	Jul 08, 2022
Instrument	6247/2247

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,302.00 (+1.43%)	$351,900 (+2.06%) Land $75,000 Building $276,900	$351,900 (+2.06%) Land $75,000 Building $276,900
2023	$6,213.00 (+667.04%)	$344,800 (+666.22%) Land $60,000 Building $284,800	$344,800 (+666.22%) Land $60,000 Building $284,800
2022	$810.00	$45,000 Land $45,000	$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 283 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.