4290 Rancho Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 4290 Rancho Rd, Cameron Park, CA 95682

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,801 sqft · built 1978
Lot Size	4.73 acres (206,039 sqft)
Owner	Company Name on Record
Last Sale	$395,000 (Nov 2000)
Tax Bill	$6,712 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109-171-021-000`

Property Details

APN / Parcel Number

Primary APN	`109-171-021-000`
Alternative APNs	`10917121100` `1091712110`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,801 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Construction Type	Wood
Lot Area	206,039 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,801 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	4290 RANCHO RD
City	CAMERON PARK
State	CA
Zip	95682-9636
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	L 162 CAMERON PARK #3
Legal Subdivision	CAMERON PARK #3
Legal Lot Number	162
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1011
Census Tract	30804

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4290 RANCHO RD, CAMERON PARK, CA 95682-9636
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2000 · Amount on Record
Deed Sale	Nov 9, 2000 · Amount on Record
Prior Sale	Jun 29, 1995 · Amount on Record
Deed Document Number	200056964
Last Transfer Date	Jul 23, 2010
Transfer Doc	0000036413
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4290 RANCHO RD, CAMERON PARK, CA 95682-9636
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 RANCHO RD, CAMERON PARK, CA 95682-9636

Mortgage

Document Number	0000034518
Date	Aug 23, 2022
Instrument	2022-0034518

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4290 RANCHO RD, CAMERON PARK, CA 95682-9636
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 RANCHO RD, CAMERON PARK, CA 95682-9636

Mortgage

Document Number	0000059553
Date	Sep 17, 2021
Instrument	2021-0059553

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$593,459 (+2%) Land $210,265 Building $383,194
2025	$6,712.00 (+1.94%) Homeowner's exemption	$581,824 (+4.04%) Land $206,143 Building $375,681
2024	$6,584.00 (+1.86%)
2023	$6,464.00 (+1.41%) Homeowner's exemption	$559,233 Land $198,139 Building $361,094
2022	$6,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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