4290 E Britain Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 4290 E Britain Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,845 sqft · built 1964
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,000 (Mar 2026)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-0024-0007-02-8`

Property Details

APN / Parcel Number

Primary APN	`03-0024-0007-02-8`
Alternative APN	`11-03-0024-0007-02-8`

Interior

Full Baths	1 Bath
Building Area	1,845 sqft Living Area
1st Floor Area	1,845 sqft
Basement Area	1,845 sqft
Unfinished Basement	1,845 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	264 ft deep x 169 ft wide
Garage Area	617 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4290 E BRITAIN AVE
City	BENTON HARBOR
State	MI
Zip	49022-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA RURAL
Legal Description	COM AT NE COR OF NW1/4 OF SW1/4 SEC 24 T4S R18W TH W 165' TH S 264' TH E 165'TH N 264' TO BEG
Legal Range	18W
Legal Township	04S
Legal Section	24
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2000
Census Tract	2400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9794 TOTH ST, BRIDGMAN, MI 49106-9587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage FIRST STATE BANK OF DECATUR
Mar 11, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Dec 28, 2023	Intrafamily Transfer, Transfer · Line of Credit FIRST STATE BANK OF DECATUR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	2026454088
Deed Book / Page	3472 / 691
Prior Transfer Date	Dec 19, 2023
Prior Transfer Doc	003418/851
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4290 E BRITAIN AVE, BENTON HARBOR, MI 49022-9729
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 E BRITAIN AVE, BENTON HARBOR, MI 49022-9729

Mortgage

Document Number	03419/3740
Date	Jan 29, 2024
Book Page	3419/3740
Instrument	2024397112

Lender

Name	FIRST STATE BANK OF DECATUR
Type	Bank
Address	DECATUR, MI 49045

Agreement

Amount	Amount Recorded

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 11, 2026
Property Address	4290 E BRITAIN AVE, BENTON HARBOR, MI 49022-9729
Document Number	003472/691
Book / Page	3472 / 691
Instrument Date	Mar 11, 2026
Instrument	2026454088
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ELEVATE TITLE AGCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,197.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9794 TOTH ST, BRIDGMAN, MI 49106-9587

Mortgage

Document Number	0003472694
Date	Mar 11, 2026
Instrument	3472/694

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Dec 28, 2023
Property Address	4290 E BRITAIN AVE, BENTON HARBOR, MI 49022-9729
Document Number	003418/851
Book / Page	3418 / 851
Instrument Date	Dec 19, 2023
Instrument	2023395394
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4820 CLEVELAND AVE, STEVENSVILLE, MI 49127-9601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 E BRITAIN AVE, BENTON HARBOR, MI 49022-9729

Mortgage

Document Number	2023395395
Date	Dec 28, 2023
Instrument	2023395395

Lender

Name	FIRST STATE BANK OF DECATUR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,700 (-2.48%)	$251,400 (-2.48%)
2025	$2,821.00 (+0.57%) Homeowner's exemption	$128,900 (+18.37%)	$257,800 (+18.37%)
2024	$2,805.00 (+12.33%)
2023		$108,900	$217,800
2022	$2,497.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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