Oakland County property record for 4290 Clarke Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,090 sqft · built 1977 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Oct 2019) |
| Tax Bill | $5,329 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2023 Transfer + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 88-20-14-327-019 |
| Primary APN | 88-20-14-327-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,090 sqft Living Area |
| 1st Floor Area | 1,143 sqft |
| Basement Area | 1,143 sqft |
| Finished Basement | 1,143 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4290 CLARKE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-4905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 14 SHALLOWBROOK SUB LOT 39 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 14 |
| Legal Subdivision | SHALLOWBROOK |
| Legal Lot Number | 39 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 197100 |
4290 Clarke Dr is owned and occupied by two individuals who acquired it in January 2023.
Source: Oakland County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4290 CLARKE DR, TROY, MI 48085-4905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Feb 13, 2023 | Intrafamily Transfer, Transfer |
| Dec 13, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST INTERNET BANK OF INDIANA |
| Oct 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 24, 2018 | Warranty Deed, Transfer BIRMINGHAM TITLE AGENCY, BIRMINGHAM TITLE AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2019 · Amount on File |
| Deed Sale | Oct 9, 2019 · Amount on File |
| Prior Sale | Oct 24, 2018 · Amount on File |
| Deed Document Number | 2019167031 |
| Deed Book / Page | 53354 / 897 |
| Last Transfer Date | Jan 31, 2023 |
| Transfer Doc | 0000013899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4290 CLARKE DR, TROY, MI 48085-4905 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4290 CLARKE DR, TROY, MI 48085-4905 |
| Document Number | 20260022513 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 60965/469 |
| Instrument | 20260022513 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 13, 2023 |
| Property Address | 4290 CLARKE DR, TROY, MI 48085-4905 |
| Document Number | 0000013899 |
| Book / Page | 58416 / 838 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 13899 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4290 CLARKE DR, TROY, MI 48085-4905 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4290 CLARKE DR, TROY, MI 48085-4905 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4290 CLARKE DR, TROY, MI 48085-4905 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4290 CLARKE DR, TROY, MI 48085-4905 |
| Document Number | 0000481753 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 58314/322 |
| Instrument | 481753 |
| Name | FIRST INTERNET BANK OF INDIANA |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46038 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 9, 2019 |
| Property Address | 4290 CLARKE DR, TROY, MI 48085-4905 |
| Document Number | 0000167031 |
| Book / Page | 53354 / 00897 |
| Map Reference | LB 144 PG 20-22 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 167031 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,924.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4290 CLARKE DR, 4290, TROY, MI 48085-4905 |
| Name | Verified Name |
|---|---|
| Address | 4290 CLARKE DR, TROY, MI 48085-4905 |
| Document Number | 5335500001 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 53355/00001 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 24, 2018 |
| Property Address | 4290 CLARKE DR, TROY, MI 48085-4905 |
| Document Number | 0000174114 |
| Book / Page | 052297 / 000108 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 174114 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2018 |
| Title Company | BIRMINGHAM TITLE AGENCY, BIRMINGHAM TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,763.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5781 YORKWOOD RD WEST BLOOMFIELD MI 483221430, WEST BLOOMFIELD, MI 48322-1430 |
The 2025 property tax bill for 4290 Clarke Dr was $5,329 with a homeowner's exemption, up 2.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,329.00 (+2.4%) | ||
| 2024 | $5,204.00 | ||
| 2023 | $321,140 | ||
| 2022 | $5,543.00 | $160,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4290 Clarke Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4290 Clarke Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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