429 Winding Woods Dr, Troy, MO 63379 Property Records

Lincoln County property record for 429 Winding Woods Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,685 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$577,500 (Nov 2021)
Tax Bill	$4,489 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-70-26-000-000-022.040`

Property Details

APN / Parcel Number

Primary APN	`08-70-26-000-000-022.040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,685 sqft Living Area
Basement Area	2,685 sqft
Unfinished Basement	2,685 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	838 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	429 WINDING WOODS DR
City	TROY
State	MO
Zip	63379-4884
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 SPRINGHAVEN PLAT 2
Legal Range	01W
Legal Township	50N
Legal Section	26
Legal Subdivision	SPRINGHAVEN
Legal Lot Number	40
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2090
Census Tract	810205

Owner

429 Winding Woods Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	429 WINDING WOODS DR, TROY, MO 63379-4884
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Jul 27, 2005 · Amount on File
Deed Document Number	202115011
Deed Book / Page	2472 / 429
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 16, 2021
Property Address	429 WINDING WOODS DR, TROY, MO 63379-4884
Document Number	002472/429
Book / Page	2472 / 429
Map Reference	MB 13 PG 85
Instrument Date	Oct 12, 2021
Instrument	2021015011
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	429 WINDING WOODS DR, TROY, MO 63379-4884

Mortgage

Document Number	2021015012
Date	Nov 16, 2021
Instrument	2021015012

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	429 WINDING WOODS DR, TROY, MO 63379-4884
Transaction Type	Mortgage
Record Updated	Jan 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2440/0737
Date	Nov 21, 2019
Book Page	2440/0737
Instrument	2019010641

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 429 Winding Woods Dr was $4,489.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,443 (-) Land $12,065 Building $61,378
2025	$4,489.00	$73,443 Land $12,065 Building $61,378	$386,540 Land $63,500 Building $323,040
2023	$4,104.00 (+4.93%)	$66,223 Land $9,215 Building $57,008	$348,540 Land $48,500 Building $300,040
2022	$3,911.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 Winding Woods Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Winding Woods Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3
Brightspeed DSL	10 / 1

May also be available: AT&T, Windstream.

Nearby Properties on Winding Woods Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures